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St. Louis plumbing laborers wage & fringe bonds.
From $100.

The Greater St. Louis Construction Laborers' Council, on behalf of LIUNA Locals 42 and 110, requires signatory contractors employing plumbing laborers to post a wage and fringe benefits bond guaranteeing covered wages and fund contributions. Your signatory agreement sets the amount. Premiums cost 4% of the bond amount, $100 minimum.

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Required by the Greater St. Louis Construction Laborers' Council as a condition of a contractor's signatory status
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Covers wages and contributions for members of LIUNA Locals 42 and 110 working as plumbing laborers
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From $100, priced at 4% of the bond amount — enter your required figure and see your price at application
From $1004% of the bond amount, $100 minimumSoft pull onlynever a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a St. Louis plumbing laborers wage & fringe bond cost?

4% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No long underwriting queue for the standard wage and fringe bond — enter your amount, consent to a soft pull, and file with the council. Here is the whole thing:

TODAY · ONLINE

Apply online

Your company details, the bond amount your Locals 42 & 110 agreement requires, and the effective date — plus a one-time consent to a soft credit pull.

FAST REVIEW

Approved

Most wage and fringe bonds clear quickly. The application includes a credit consent, but it authorizes a soft pull only — a soft inquiry that never affects your score. Larger amounts may get a brief review.

SAME DAY

File with the council

Your executed bond and power of attorney arrive by email, ready to file with the Greater St. Louis Construction Laborers' Council or its benefit office so your signatory status stays current. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the wage & fringe bond actually guarantees

Plumbing contractors in the St. Louis area who employ members of LIUNA Locals 42 and 110 — the construction laborers' locals covering St. Louis City and County — sign a collective bargaining agreement with the Greater St. Louis Construction Laborers' Council. Signatory contractors agree to pay the negotiated wage scale and to remit hourly fringe contributions to the locals' benefit funds, which cover a worker once they log 275 hours in a quarter or 800 hours across four consecutive quarters.

The wage and fringe benefits bond backs those obligations. It is a three-party arrangement: you (the principal), the surety carrier, and the Laborers' council and its benefit funds (the obligee / protected parties). If a signatory contractor fails to pay covered wages or remit fund contributions, the council and its funds can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. This is a private contractual requirement of the applicable collective bargaining agreement, not a Missouri statute — some employers instead satisfy the requirement through membership in good standing with an approved builders' association, per the agreement's terms. Enter the amount your signatory paperwork calls for; premiums price at 4% of that amount, $100 minimum, and the application includes a credit consent that authorizes a soft pull only.

Greater St. Louis Construction Laborers' Council — collective bargaining agreementThis bond is required by the Greater St. Louis Construction Laborers' Council, on behalf of LIUNA Locals 42 and 110, as a condition of a contractor's signatory status under the applicable collective bargaining agreement, guaranteeing payment of wages and fringe benefit fund contributions. It is a private union requirement, not a Missouri statute. Confirm the required bond amount and filing form directly with the council or its benefit office.

You need this bond if you are

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A plumbing or utility contractor signing the CBA with the Greater St. Louis Construction Laborers' Council
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Employing Locals 42 or 110 laborers and required to bond your wage and fringe obligations
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Renewing your signatory status with a wage and fringe bond that is expiring
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Bidding union plumbing or utility work that conditions the job on this bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the council. Your executed bond and power of attorney arrive by email, ready to file with the Greater St. Louis Construction Laborers' Council or its benefit office so your signatory status stays current. Wet-ink originals mailed on request.

What sets the price

The premium is 4% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, then a quick review.

Submit the application with the bond amount your Locals 42 & 110 agreement requires. Most clear quickly; larger amounts may get a brief underwriter review, usually within 48 hours.

Start the application →
FAQ

Common questions.

How much is the St. Louis Plumbing Laborers Local 42 & 110 bond?Premiums cost 4% of the bond amount, with a $100 minimum. The amount itself is set per contractor under the applicable collective bargaining agreement — there is no single fixed figure. Enter the amount your signatory agreement requires and your exact price appears at the application.
What amount should I enter?The bond amount your signatory agreement or the council's benefit office told you to post. If you're unsure, ask your business agent or the benefit funds administrator before applying — we price whatever figure you enter.
What does the bond guarantee?That you pay the negotiated wage scale and remit contributions to the Locals 42 & 110 benefit funds. If you fall short, the council and its funds can claim against the bond, and if the surety pays, you repay the surety.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. Larger bond amounts may get a brief underwriter review.
Where do I file it?With the Greater St. Louis Construction Laborers' Council directly, or its benefit office, as part of your signatory contractor paperwork. Your executed bond and power of attorney arrive by email, ready to file — wet-ink originals mailed on request.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Signatory status waiting on one bond.

Premiums from $100, priced at 4% of the bond amount. Enter your required figure and file with the council the same day.

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