MO third party administrator bonds.
$1,500. Five minutes.
Missouri requires a licensed third party administrator to file a fixed $50,000 surety bond with the Department of Commerce & Insurance under §376.1092 RSMo. Ours is $1,500 flat — 3% of the bond amount, the same for every administrator. The application is five minutes, with no credit check on this bond.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the Department
Your executed bond and power of attorney arrive by email, ready to file with your Department of Commerce & Insurance license application or renewal. Wet-ink original mailed on request.
The whole pricing page.
$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A third party administrator collects premiums or settles claims on behalf of insurers — handling other people's money in the insurance system. Missouri conditions a TPA license on a $50,000 surety bond so the state and the insurers you serve have a financial backstop that you'll follow Missouri's TPA laws.
It's a three-party arrangement: you (the principal), the surety carrier, and the Director of the Department of Commerce & Insurance (the obligee). If an administrator violates the TPA statutes or mishandles funds, a harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Note one wrinkle: a TPA that is an affiliate or subsidiary of an insurer licensed in Missouri may be exempt from filing if the Director is satisfied with that insurer's financial condition. If that's you, confirm with the Department before buying.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Missouri third party administrator bond? +
Do I pay the $50,000? +
Am I exempt from the bond? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
Finish your TPA license checklist today.
$1,500 flat, five-minute application, bond often issued in the same sitting. Free until issued.