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Missouri notary bonds + E&O.
$130 flat.

Every Missouri notary must maintain a $10,000 surety bond for the four-year commission term under §486.615 RSMo, presented to your county clerk with your oath. This package adds $25,000 of errors & omissions coverage to protect you, all for $130 flat — no credit check.

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Required for your MO notary commission — the $10,000 bond is the statutory minimum
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Bundled with $25,000 of E&O coverage — the bond protects the public, E&O protects you
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$130 flat — the simplest bond we issue
A-ratedA.M. Best carriersInstantunderwriting process4-yrcommission term
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Your details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Notary bonds are among the thousands of bond types that issue right after purchase.

SAME DAY

File with your county clerk

Your executed bond and E&O documents arrive by email, ready to file with your notary commission application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees — and how E&O differs

Missouri requires every notary to maintain a $10,000 surety bond during the commission term under §486.615 RSMo (Missouri's Revised Uniform Law on Notarial Acts), presented to your county clerk with your oath of office. The bond protects the public: if you make a notarial mistake or misconduct that financially harms someone, they can recover against it.

Here's the part most people miss: the bond does not protect you. If the surety pays a claim against your bond, you repay the surety. That's why this package adds $25,000 of errors & omissions (E&O) insurance — true coverage that pays your defense and losses from an honest notarial mistake, so a slip doesn't come out of your pocket.

The commission term in Missouri runs four years, and the bond must stay in force for the whole term. An E&O policy does not replace the bond; you need both, and this package gives you both in one filing.

§486.615 RSMo (RULONA)Under §486.615 RSMo, part of Missouri's Revised Uniform Law on Notarial Acts, each notary public must maintain a $10,000 surety bond throughout the four-year commission term, issued by a company qualified to write surety bonds in Missouri and presented to the county clerk with the oath of office. The bond secures the public against notarial misconduct; an errors & omissions policy is separate from, and does not replace, the bond.

You need this if you're

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Applying for a MO notary commission — the $10,000 bond is required to qualify
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Renewing your commission for a new four-year term
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A mobile or loan-signing notary who wants real E&O protection, not just the bond
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An employer commissioning staff as notaries who need the filing handled fast
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The carrier issues this bond for a single 4-year term; the term cannot be changed at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with your county clerk. Your executed bond and E&O documents arrive by email, ready to file with your notary commission application. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $130 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Missouri notary bond?This package is $130 flat — the $10,000 statutory bond plus $25,000 of errors & omissions coverage, the same for every notary. The $10,000 amount is set by §486.615 RSMo.
What's the difference between the bond and the E&O?The bond is required by statute and protects the public — if it pays a claim, you repay the surety. The E&O is optional insurance that protects you, covering your defense and losses from an honest notarial mistake. This package includes both.
Do I pay the $10,000?No. You pay $130. The $10,000 is the surety's maximum liability to a harmed member of the public — it's not a deposit, and nobody holds your money.
Is there a credit check?No credit check: the application collects no credit information. No — the notary bond has. It's the simplest bond we issue.
How long does the bond last?Missouri notary commissions run a four-year term, and the bond must stay in force for the whole term. This package is written to cover it.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Missouri notary bonds.

Not sure this is the one your license calls for? These are the other notary bonds we write in Missouri. Each has its own statute and bond amount.

Related bonds

Other Missouri bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Get commissioned today.

$130 flat for the $10,000 bond plus $25,000 E&O, no credit check, often issued in the same sitting. Free until issued.

Your price$130
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