MO notary bonds + E&O.
$130 flat.
Every Missouri notary must maintain a $10,000 surety bond for the four-year commission term under §486.605 RSMo, filed with the Secretary of State. This package adds $25,000 of errors & omissions coverage to protect you, all for $130 flat — the application collects no credit information.
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Three steps. One sitting.
Notary bonds are the simplest thing in surety. Here's the entire process:
Apply online
Your details and an effective date. That's the application — no financials, no credit section.
Pay & e-sign
Notary bonds are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the Secretary of State
Your executed bond and E&O documents arrive by email, ready to file with your notary commission application. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees — and how E&O differs
Missouri requires every notary to maintain a $10,000 surety bond during the commission term under §486.605 RSMo (the 2021 Revised Uniform Law on Notarial Acts), filed with the Secretary of State. The bond protects the public: if you make a notarial mistake or misconduct that financially harms someone, they can recover against it.
Here's the part most people miss: the bond does not protect you. If the surety pays a claim against your bond, you repay the surety. That's why this package adds $25,000 of errors & omissions (E&O) insurance — true coverage that pays your defense and losses from an honest notarial mistake, so a slip doesn't come out of your pocket.
The commission term in Missouri runs four years, and the bond must stay in force for the whole term. An E&O policy does not replace the bond; you need both, and this package gives you both in one filing.
You need this if you're
One application, issued instantly.
These are the actual issuing fields — no credit section, because this bond doesn't have one.
Start the application →Common questions.
Other Missouri bonds.
Get commissioned today.
$130 flat for the $10,000 bond plus $25,000 E&O, no credit review, often issued in the same sitting. Free until issued.