MO lost title bonds.
Flat 3%. Enter your amount.
When you can't prove ownership of a vehicle, Missouri lets you get a bonded title — file a surety bond under §301.192 RSMo with the Department of Revenue, and it issues a certificate of ownership marked "BONDED VEHICLE." We write it at a flat 3% with no credit check; the amount is generally twice the vehicle's value.
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Apply to bonded title in one sitting.
No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the license office. Here is the whole thing:
Apply online
Your details, the vehicle, and the bond amount (generally twice the vehicle's value) — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the Department of Revenue
Take the executed bond, your ownership affidavit, and supporting documents to a Missouri license office to get your bonded title. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is generally twice the vehicle's value — enter it and the premium updates.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Missouri lets you establish ownership with a bonded title under §301.192 RSMo. You post a surety bond, the Department of Revenue issues a certificate of ownership in your name marked "BONDED VEHICLE," and the bond protects anyone who later proves a superior claim.
The application goes in with an affidavit explaining how you acquired the vehicle and why you can't furnish a valid title, plus all the ownership evidence you have. The bond is conditioned to indemnify any prior owner, lienholder, or later purchaser against loss from the issuance of the title or an undisclosed defect — including reasonable attorney's fees.
The statutory minimum bond is just $100, but in practice Missouri sizes it to roughly twice the vehicle's value. The bond runs a three-year term, after which it is released and a clean title can issue — unless the Department has been notified of a pending action to recover on it.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with your bond amount — the executed title bond is generated instantly, ready to take to the license office.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Bonded title, issued today.
Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the license office the same day.