MO $100k dealer bonds.
$3,000 flat. Soft pull.
Missouri dealers who deliver vehicles before transferring the certificate of ownership must file a $100,000 bond with the Department of Revenue under RSMo 301.560, instead of the standard $50,000. Ours is $3,000 flat — 3% of the bond amount. One soft credit pull, e-signed in 1–2 business days.
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Three steps to licensed.
Your dealer license is waiting on this bond. Here’s the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Department of Revenue
Pay online and receive the executed bond on the state-approved form, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
The whole pricing page.
$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Most Missouri dealers post a $50,000 bond. But under RSMo 301.560, a dealer who delivers a motor vehicle to a purchaser before the certificate of ownership is transferred must instead file a $100,000 corporate surety bond (or irrevocable letter of credit) with the Department of Revenue. The larger amount reflects the added risk to buyers when possession changes hands ahead of title.
The bond is conditioned on compliance with the dealer statutes and is an indemnity for any loss caused by acts that would be grounds to suspend or revoke the license — clear title, proper handling of customer funds, and honest dealing. Harmed buyers and the state can recover against it.
It is a three-party guarantee, not insurance for you: if the surety pays a claim, you repay the surety. If you don’t deliver vehicles before title transfer, you likely need the standard $50,000 bond instead — see our $50,000 dealer page.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $100,000? +
When is the $100,000 bond required instead of $50,000? +
Who requires this bond? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
The Department of Revenue is waiting on one document.
$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.