MO vehicle & boat dealer bonds.
$1,500 flat. Soft pull.
Missouri requires every licensed motor vehicle or boat dealer to file a $50,000 bond with the Department of Revenue under RSMo 301.560. Ours is $1,500 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.
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Three steps to licensed.
Your dealer license is waiting on this bond. Here’s the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Department of Revenue
Pay online and receive the executed bond on the state-approved form, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
The whole pricing page.
$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Missouri licenses motor vehicle and boat dealers through the Department of Revenue, and RSMo 301.560 conditions the license on a $50,000 corporate surety bond (or an irrevocable letter of credit). The same $50,000 applies across new and used motor vehicle, powersport, wholesale, trailer, and boat dealers.
The bond is conditioned on the dealer complying with the motor vehicle and boat dealer statutes, and is an indemnity for any loss caused by acts that would be grounds to suspend or revoke the license — clear title, proper handling of customer funds, and honest dealing. Harmed buyers and the state can recover against it.
It is a three-party guarantee, not insurance for you: if the surety pays a claim, you repay the surety. Note that dealers who deliver vehicles before transferring the certificate of ownership must instead post a $100,000 bond — see our $100,000 dealer page if that’s you.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $50,000? +
Who requires this bond? +
Is it $50,000 or $100,000? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
The Department of Revenue is waiting on one document.
$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.