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Mississippi Anytime Fitness bonds.
$250 flat.

Opening an Anytime Fitness location in Mississippi means filing a $25,000 surety bond before you sell a single membership. The state's health spa law conditions registration on it, and your franchise agreement requires the same figure. Ours is $250 flat.

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Required before selling any health spa membership under Mississippi’s health spa law
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Fixed price, fixed amount — $25,000 bond, $250, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Mississippi Anytime Fitness bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

The Mississippi health club bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details, your franchise contract date, and an effective date. That's the application — no financials, no lengthy underwriting file.

MINUTES, USUALLY

Pay & e-sign

This bond is among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with the State Treasurer

Your executed bond and power of attorney arrive by email, ready to file alongside your health spa registration statement. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Mississippi's health spa law conditions the right to sell health club or health spa memberships on filing a registration statement with the Attorney General's Division of Consumer Protection and posting a $25,000 surety bond with the Office of the State Treasurer — or an equivalent cash deposit — in favor of the State of Mississippi. Anytime Fitness's own franchise agreement asks its Mississippi locations for the same $25,000 figure, so a franchisee satisfies both requirements with a single filing.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Mississippi (the obligee), with your members as the protected parties. If your club takes prepaid dues and then closes early, or otherwise fails to deliver on a membership contract through fraud, dishonesty, or nonperformance, a damaged member can bring a claim against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. If ownership of the bonded club changes hands, the statute requires the new owner to notify the Office of the State Treasurer of the change as a condition of continuing to do business.

Miss. Code Ann. § 75-83-3Mississippi Code § 75-83-3 requires any person, corporation, partnership, association, or group intending to open or operate a health spa to register with the Attorney General's Division of Consumer Protection before selling memberships and to post a $25,000 surety bond — or a cash deposit in like amount — with the Office of the State Treasurer, in favor of the State of Mississippi, for the benefit of any person damaged by fraud, dishonesty, or a health spa's failure to perform its contract.

You need this bond if you're

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Opening a new Anytime Fitness location in Mississippi and registering as a health spa
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Renewing your health spa registration where the prior bond is expiring or lapsing
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Transferring ownership of an existing Mississippi Anytime Fitness location
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Asked by your franchise consultant to file or refile proof of the $25,000 bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the State Treasurer. Your executed bond and power of attorney arrive by email, ready to file alongside your health spa registration statement. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields — a short business form plus a soft-pull credit consent, nothing more.

Start the application →
FAQ

Common questions.

How much is the Mississippi Anytime Fitness franchise bond?The premium is $250 flat — set by our carrier's rate book for this bond, the same for every health club. The $25,000 bond amount is fixed by Miss. Code Ann. § 75-83-3, so there is no quote process.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is this required by Mississippi law?Yes. Miss. Code Ann. § 75-83-3 requires a $25,000 bond or equivalent cash deposit before a health spa sells memberships in Mississippi. Anytime Fitness's franchise agreement asks its franchisees for the same amount, so one filing covers both.
How fast will I have the bond?This bond is among the thousands of bond types that issue right after purchase — many club operators finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

File your Mississippi health spa bond today.

$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$250
Apply now →