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Minnesota water well contractor bonds.
$125 flat.

Minnesota requires every well contractor to file a fixed $25,000 bond with the Department of Health before a license issues — ours is $125 flat, set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit check.

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Required for your MN well contractor license — new applicants and renewals through the Department of Health
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Clear pricing, instant issuance — $25,000 bond, $125, no quote process
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Stands in for local bonds — the state bond is in lieu of well bonds a city or county would otherwise require
A-ratedA.M. Best carriersFastinstant underwriting1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Minnesota water well contractor bond cost?

$125 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with your license

Your executed bond and power of attorney arrive by email, ready to file with your Department of Health well contractor license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota licenses well and boring contractors through the Department of Health, and conditions the license on a $25,000 surety bond. The bond is a performance-and-compliance guarantee: it stands behind your work being done in compliance with Minnesota's well code under Chapter 103I and the rules adopted under it.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Minnesota (the obligee), with the public as the protected parties. If a contractor performs work that doesn't comply with the well code, the commissioner can compensate people injured or suffering financial loss from the bond proceeds.

The bond is in lieu of local well bonds — the statute makes the state bond stand in for any well bond a political subdivision would otherwise require. Let it lapse and your license is at risk, so we track it and notify you 60 and 30 days out, keeping your $25,000 filing continuous.

Minn. Stat. 103I.525Minnesota Statutes 103I.525 conditions a well contractor's license on a $25,000 corporate surety bond approved by the commissioner of health, conditioned to pay the state on performance of work that is not in compliance with chapter 103I or its rules; the bond is in lieu of license bonds a political subdivision would require, and the commissioner may compensate persons injured or suffering financial loss from the proceeds. Limited well/boring contractor licenses under 103I.531 carry smaller bonds ($10,000 or $2,000) — verify which license you hold.

You need this bond if you're

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Applying for a MN well contractor license — the bond is filed with your application
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Renewing your license and your bond is expiring or your surety non-renewed
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Drilling, repairing, or sealing wells that require the full well contractor license
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Replacing a local well bond a city or county had been requiring before you held the state bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with your license. Your executed bond and power of attorney arrive by email, ready to file with your Department of Health well contractor license application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $125 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Minnesota water well contractor bond?The premium is $125, set by our carrier's rate book for this specific bond, the same for every contractor. The $25,000 bond amount is set by statute; the price you see is the checkout price.
Do I pay the $25,000?No. You pay $125. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
Do I still need a separate city or county well bond?No. Minn. Stat. 103I.525 makes the $25,000 state bond stand in lieu of well bonds a political subdivision would otherwise require, so the one state filing covers it.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Price and requirements checked on the carrier’s application, . Page updated .

Finish your license checklist today.

$125 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$125
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