MN certificate of title bonds.
Flat 3%. Enter your amount.
When you can't prove ownership of a vehicle, Minnesota lets you get a bonded title — file a surety bond under Minn. Stat. 168A.07 and Driver and Vehicle Services issues the title. We write it at a flat 3% with no credit check; the amount is one and a half times the vehicle's value.
Trusted by industry leaders
Apply to bonded title in one sitting.
No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to Driver and Vehicle Services. Here is the whole thing:
Apply online
Your details, the vehicle, and the bond amount (one and a half times the vehicle's value) — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with Driver and Vehicle Services
Take the executed bond and your title application to Driver and Vehicle Services to get your bonded title. Wet-ink originals mailed whenever the office insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is one and a half times the vehicle's value — enter it and the premium updates.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Minnesota lets you establish ownership with a bonded title under Minn. Stat. 168A.07. You post a surety bond, Driver and Vehicle Services issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is one and a half times the vehicle's value, as determined by the department. The bond indemnifies any prior owner, secured party, and any later purchaser against expense, loss, or damage — including reasonable attorney's fees — by reason of the issuance of the title or any undisclosed security interest.
If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond runs for three years from the date of issuance, after which a clean title issues if no valid claim was made.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with your bond amount (one and a half times the vehicle's value) — the executed title bond is generated instantly, ready to take to Driver and Vehicle Services.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Minnesota title bond? +
How do I figure out the bond amount? +
Is there a credit check? +
What does the bond protect against? +
How long does the bond last? +
Other New York bonds.
Bonded title, issued today.
Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to Driver and Vehicle Services the same day.