MN motor vehicle dealer bonds.
$250 flat.
Minnesota requires every licensed motor vehicle dealer to file a $50,000 bond with Driver and Vehicle Services. Ours is $250 flat — set by our carrier's rate book, identical for every dealer. A quick soft credit check may apply, e-signed in 1–2 business days.
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Three steps to licensed.
Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit check.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with Driver and Vehicle Services
Pay online and receive the executed bond (form PS2446-10) ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Minnesota licenses motor vehicle dealers through the Department of Public Safety's Driver and Vehicle Services (DVS), and conditions the license on a $50,000 surety bond under Minn. Stat. 168.27. The bond is a consumer-and-public-protection guarantee: it stands behind your faithful performance of the obligations of a dealer, including clear title and payment of taxes, license fees, and penalties.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Minnesota together with any seller, purchaser, or transferor harmed (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $50,000? ▾
Who requires this bond? ▾
What does the bond guarantee? ▾
Is there a credit check? ▾
When does it renew? ▾
Other Minnesota bonds.
Driver and Vehicle Services is waiting on one document.
$250 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.