The City of St. Cloud requires a $25,000 surety bond to license a commercial contractor working in the city — ours is $750 flat, which is 3% of the bond amount. The application is five minutes, and municipal license bonds like this are the fastest thing we issue.
















Municipal license bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section.
Bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the City of St. Cloud building safety / licensing office. Wet-ink original mailed on request.
$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.
A St. Cloud commercial contractor bond is a compliance guarantee to the City. It promises that your commercial construction work in St. Cloud will follow the city's building code, permit conditions, and licensing ordinance.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of St. Cloud (the obligee). If your work violates the city's code or damages public property, the City can recover against the bond.
The bond must stay active for the life of your license. Let it lapse and the City can suspend your contractor license — so we track it and notify you 60 and 30 days out, keeping your $25,000 filing continuous.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$750 flat, five-minute application, bond often issued in the same sitting. Free until issued.