St. Cloud commercial contractor bonds.
$125 flat.
The City of St. Cloud requires a $25,000 surety bond to license a commercial contractor working in the city — ours is $125 flat, set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit check.
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How much does a St. Cloud commercial contractor bond cost?
$125 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
Municipal license bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Bonds like this are among the thousands of bond types that issue right after purchase.
File with St. Cloud
Your executed bond and power of attorney arrive by email, ready to file with the City of St. Cloud building safety / licensing office. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A St. Cloud commercial contractor bond is a compliance guarantee to the City. It promises that your commercial construction work in St. Cloud will follow the city's building code, permit conditions, and licensing ordinance.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of St. Cloud (the obligee). If your work violates the city's code or damages public property, the City can recover against the bond.
The bond must stay active for the life of your license. Let it lapse and the City can suspend your contractor license — so we track it and notify you 60 and 30 days out, keeping your $25,000 filing continuous.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with St. Cloud. Your executed bond and power of attorney arrive by email, ready to file with the City of St. Cloud building safety / licensing office. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $125 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Minnesota bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your St. Cloud license checklist today.
$125 flat, no credit check, bond often issued in the same sitting. Free until issued.