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Saint Paul building contractor bonds.
$100 flat.

Also known as the Saint Paul Building Contractor License Bond.

The City of Saint Paul requires a $2,500 surety bond to license a building contractor working in the city — ours is $100 flat, set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit check.

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Required for your Saint Paul building contractor license — new applications and renewals
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Fixed price, fixed amount — $2,500 bond, $100, no quote process
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Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Saint Paul building contractor bond cost?

$100 at the $2,500 amount, the same for every applicant.

How it works

Three steps. One sitting.

Municipal license bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with Saint Paul

Your executed bond and power of attorney arrive by email, ready to file with the City of Saint Paul Department of Safety & Inspections (DSI). Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A Saint Paul building contractor bond is a compliance guarantee to the City. It promises that your construction work in Saint Paul will follow the city's building code, permit conditions, and contractor licensing ordinance.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Saint Paul (the obligee). If your work violates the city's code or damages public property, the City can recover against the bond.

The bond must stay active for the life of your license. Let it lapse and the Department of Safety & Inspections can suspend your contractor license — so we track it and notify you 60 and 30 days out, keeping your $2,500 filing continuous.

City of Saint Paul DSIThe City of Saint Paul requires this bond as a condition of its building contractor license, administered by the Department of Safety & Inspections (DSI); the $2,500 amount and bond terms are set by the City. Confirm the current form and amount with DSI before filing.

You need this bond if you're

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Applying for a Saint Paul building contractor license — the bond is filed with DSI
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Renewing your license and your bond is expiring or your surety non-renewed
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A contractor expanding into Saint Paul from another Minnesota city
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A builder or remodeler pulling permits in the city limits
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $2,500 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Saint Paul. Your executed bond and power of attorney arrive by email, ready to file with the City of Saint Paul Department of Safety & Inspections (DSI). Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $2,500 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Saint Paul building contractor bond?The premium is $100 — set by our carrier's rate book for this specific fixed $2,500 bond. Same number for every building contractor, every year.
Do I pay the $2,500?No. You pay $100. The $2,500 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Municipal license bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
When does it renew?The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Minnesota bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Saint Paul license checklist today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →