Saint Paul building contractor bonds.
$275. Five minutes.

The City of Saint Paul requires a $2,500 surety bond to license a building contractor working in the city — ours is $275 flat, our minimum premium. The application is five minutes, and municipal license bonds like this are the fastest thing we issue.

Required for your Saint Paul building contractor license — new applications and renewals
Fixed price, fixed amount — $2,500 bond, $275, no quote process
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Municipal license bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit check section.

MINUTES, USUALLY

Pay & e-sign

Bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with Saint Paul

Your executed bond and power of attorney arrive by email, ready to file with the City of Saint Paul Department of Safety & Inspections (DSI). Wet-ink original mailed on request.

The whole pricing page.

$2,500 bond × 3% = $75, but our minimum premium is $275 — so this bond is $275, one-time per term.

1-year term
$275
2-year term
$275
3-year term
$275
About this bond

What it is and who needs it.

What the bond actually guarantees

A Saint Paul building contractor bond is a compliance guarantee to the City. It promises that your construction work in Saint Paul will follow the city's building code, permit conditions, and contractor licensing ordinance.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Saint Paul (the obligee). If your work violates the city's code or damages public property, the City can recover against the bond.

The bond must stay active for the life of your license. Let it lapse and the Department of Safety & Inspections can suspend your contractor license — so we track it and notify you 60 and 30 days out, keeping your $2,500 filing continuous.

City of Saint Paul DSIThe City of Saint Paul requires this bond as a condition of its building contractor license, administered by the Department of Safety & Inspections (DSI); the $2,500 amount and bond terms are set by the City. Confirm the current form and amount with DSI before filing.

You need this bond if you're

Applying for a Saint Paul building contractor license — the bond is filed with DSI
Renewing your license and your bond is expiring or your surety non-renewed
A contractor expanding into Saint Paul from another Minnesota city
A builder or remodeler pulling permits in the city limits

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Saint Paul building contractor bond? +
The premium is $275 — our minimum. The bond amount is fixed at $2,500 by the City; 3% of that is $75, but every bond carries a $275 minimum premium, so this bond is $275.
Do I pay the $2,500? +
No. You pay $275. The $2,500 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond? +
Municipal license bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount municipal bonds like this one don't need one.
When does it renew? +
The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Related bonds

Other New York bonds.

Finish your Saint Paul license checklist today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →