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Rochester sidewalk bonds.
$100 flat.

The City of Rochester requires a $10,000 contractor bond for work on sidewalks, driveways, and curbs in the public right-of-way, filed with the Public Works Department. Ours is $100 flat — the price you see at checkout. No credit check.

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Required by the City of Rochester Public Works Department for sidewalk, driveway, and curb work in the right-of-way
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Fixed $10,000 amount, $100 flat — no quote process, same price for every contractor
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No credit check — the application collects no credit information
A-ratedA.M. Best carriersInstantunderwriting process$100flat premium
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Rochester sidewalk bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Right-of-way contractor bonds are simple. Here is the entire process:

NOW · ONLINE

Apply online

No credit check.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount permit bonds like this issue fast — often right after purchase.

SAME DAY

File with Public Works

Your executed bond arrives by email, ready to file with the Rochester Public Works Department for your sidewalk/driveway/curb contractor license. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the sidewalk/curb bond guarantees

The City of Rochester licenses contractors who build and repair sidewalks, driveways, curbs, and gutters in the public right-of-way through its Public Works Department. The license is conditioned on a $10,000 contractor bond that must be on file before any permits are issued.

It is a three-party arrangement: you (the principal), the surety carrier, and the City of Rochester (the obligee). The bond backs your obligation to build to city standards, restore the right-of-way, and follow the permit conditions — and the city can recover its costs against the bond if you fall short.

It is not insurance for you — if the surety pays the city, you repay the surety. The annual license expires December 31; we issue the city’s required $10,000 amount at $100 flat — set by our carrier’s rate book, not a percentage — and no credit check.

City of Rochester — sidewalk/curb/driveway contractor license (Public Works)The City of Rochester requires a $10,000 contractor bond on file with its Public Works Department before issuing permits for sidewalk, driveway, curb, and gutter work in the public right-of-way; the contractor license is annual and expires December 31. The bond amount and terms are set by the city. We issue the city’s required $10,000 amount.

You need this bond if you are

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A concrete or paving contractor building sidewalks, driveways, curbs, or gutters in Rochester’s right-of-way
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Applying for the city contractor license through the Public Works Department
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Renewing your annual license before it expires December 31
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Replacing a lapsed bond the city flagged before issuing permits
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Public Works. Your executed bond arrives by email, ready to file with the Rochester Public Works Department for your sidewalk/driveway/curb contractor license. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Rochester sidewalk/curb bond?The premium is $100 flat, set by our carrier’s rate book for this $10,000 bond — not a percentage of the bond amount. Same number for every contractor. The $10,000 is set by the city, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety’s maximum liability to the City of Rochester if a valid claim is made — it is not a deposit, and nobody holds your money.
Who requires this bond?The City of Rochester Public Works Department, as a condition of its sidewalk, driveway, and curb contractor license. The bond must be on file before the city issues permits.
Is there a credit check?No credit check: the application collects no credit information. Most fixed-amount permit bonds like this one don’t need it.
When does the license renew?The Rochester contractor license is annual and expires December 31. We send renewal notices 60 and 30 days out so your bond stays continuous through each license year.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

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