MN recuperative care bonds.
$3,000 flat. Soft pull.

Recuperative care providers receiving more than $300,000 a year in Medicaid payments file the $100,000 version of the MHCP surety bond on form DHS-8748. Ours is $3,000 flat — 3% of the bond amount, identical for every provider. One soft credit pull, e-signed and ready to upload.

Required to enroll as a recuperative care provider with MHCP when over $300,000 in annual Medicaid payments
Fixed amount, fixed price — $100,000 bond, $3,000, no quote process
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriersSoft pullnever affects your score1–3 yrterms available
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Triple Five
Georgetown
How it works

Three steps to enrolled.

Your MHCP enrollment is waiting on this bond. Here's the entire process:

TODAY · 5 MINUTES

Apply online

Your organization details, owner information, and effective date — that is the application, plus a one-time consent to a soft credit pull.

USUALLY 1–2 DAYS

Reviewed & approved

The soft credit pull never affects your score and informs approval, not price. An underwriter reaches out fast if anything else is needed for this larger amount.

UPLOAD TO MPSE

E-sign & file with DHS

Receive the executed bond (form DHS-8748), ready to upload to the notes section of the Minnesota Provider Screening and Enrollment (MPSE) portal with your enrollment.

The whole pricing page.

$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$3,000
2-year term
$6,000
3-year term
$9,000
About this bond

What it is and who needs it.

What the recuperative care bond guarantees

Recuperative care (medical respite) gives people experiencing homelessness a place to recover after a hospital stay. To bill Minnesota Health Care Programs (MHCP) for it, a provider must enroll with the Department of Human Services and file a surety bond on form DHS-8748 as part of enrollment.

The bond is a Medicaid-program protection guarantee: it stands behind your obligation to bill honestly and repay any overpayments or improperly paid claims. It follows the federal provider-screening framework (42 CFR 455.105), which lets the state require a surety bond from enrolling providers.

This is the $100,000 version, for providers receiving more than $300,000 in annual Medicaid payments. If your volume is at or below that threshold, the $50,000 bond applies instead — use the $50,000 page, or send us your situation and we'll confirm which one you need.

MHCP enrollment — form DHS-8748 (42 CFR 455.105)Recuperative care providers enrolling with Minnesota Health Care Programs file a surety bond on form DHS-8748, uploaded to the Minnesota Provider Screening and Enrollment (MPSE) portal. The bond requirement follows the federal provider-screening framework at 42 CFR 455.105. Providers receiving more than $300,000 in annual Medicaid payments file a $100,000 bond; the standard amount is otherwise $50,000. Confirm the amount that applies to you with DHS.

You need this bond if you are

A higher-volume recuperative care provider over $300,000 in annual Medicaid payments
A medical respite operator billing Medicaid for recuperative care services
Enrolling or revalidating with MHCP and required to post the $100,000 bond
Stepping up from the $50,000 bond after your Medicaid volume crossed the threshold

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the executed bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $100,000? +
No. You pay $3,000 — the flat 3% of the bond amount. The $100,000 is the surety's maximum liability to the Medicaid program; it's not a deposit, and nobody holds your money.
Why is this the $100,000 bond? +
DHS requires the $100,000 bond from recuperative care providers receiving more than $300,000 in annual Medicaid payments. Below that threshold, the standard $50,000 bond applies — use our $50,000 page instead.
Who requires this bond? +
The Minnesota Department of Human Services requires it as part of recuperative care provider enrollment with Minnesota Health Care Programs, on form DHS-8748, following the federal provider-screening framework at 42 CFR 455.105.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You will get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your MHCP enrollment to stay valid.
Related bonds

Other New York bonds.

DHS enrollment is waiting on one document.

$3,000 flat, five-minute application, soft pull only. E-signed bond ready to upload to MPSE.

Your premium @ 3%$3,000
Apply now →