MN non-resident contractor bonds.
Flat 3%. Enter your amount.
When an out-of-state contractor does Minnesota construction work over $50,000, the hiring party normally withholds 8% of payments for taxes under Minn. Stat. 290.9705. Filing a surety bond on Form SDB with the Department of Revenue waives that withholding. We issue it at a flat 3%, $275 minimum, soft pull only.
Trusted by industry leaders
Three steps to filed.
The hiring party is about to withhold 8% of your pay. Here's the entire process to stop that:
Apply online
Your business details, the bond amount, your Minnesota tax ID, the project, and the contract figures — that is the application, plus a one-time consent to a soft credit pull.
Reviewed & approved
The soft credit pull never affects your score and informs approval, not price. An underwriter reaches out fast if anything else is needed for a larger contract.
E-sign & file Form SDB
Receive the executed bond on Form SDB, ready to file with the Minnesota Department of Revenue so the hiring party can stop withholding. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time per term, $275 minimum. The bond amount is generally 8% of the contract value — enter it and the premium updates.
What it is and who needs it.
What the non-Minnesota contractor bond does
Under Minn. Stat. 290.9705, anyone hiring an out-of-state contractor (a non-resident person, or a company organized outside Minnesota) for construction work in Minnesota must withhold 8% of payments when the contract value exceeds $50,000 — held against the contractor's Minnesota income, franchise, withholding, and sales/use taxes.
The statute lets the commissioner waive that withholding if the contractor posts a cash deposit or a surety bond. The bond is conditioned on the contractor complying with Minnesota's tax laws (Chapter 290 and Chapter 297A), so the state still has a guarantee without tying up 8% of every payment.
You file the bond on the Department of Revenue's Form SDB, Non-Minnesota Contractor's Bond. The amount is generally 8% of the contract value — the same figure the withholding would otherwise cover. Enter that figure and we issue the bond at a flat 3% with a soft credit pull only.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including the project details and a one-time consent to a soft credit pull. Submit once and the executed Form SDB is ready to file with Revenue.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
What does this bond do? +
How much is it, and how big is the bond? +
Is there a credit check? +
When is withholding required? +
Where do I file it? +
Other New York bonds.
Keep your full payments, not 92% of them.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter your amount and file Form SDB the same week.