MN plumbing contractor bonds.
$125 flat.

Minnesota requires every plumbing contractor to give and maintain a $25,000 bond to the state for the plumbing work it performs, filed with the Department of Labor and Industry. Ours is $125 flat, identical for every contractor. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for MN plumbing contractor licensure — under Minn. Stat. 326B.46

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Fixed $25,000 penal sum — for all plumbing work entered into within the state

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Fixed price — $125 flat, the same for every contractor, every term

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps to licensed.

Your contractor license is waiting on this bond. Here is the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application — no financials, no credit section, no follow-up.

MINUTES, USUALLY

Pay & e-sign

Contractor code bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Labor and Industry

Your executed bond arrives by email, ready to file with your plumbing contractor license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota licenses plumbing contractors through the Department of Labor and Industry, and conditions that license on a bond under Minn. Stat. 326B.46. Each person who performs or offers plumbing work must give and maintain a bond to the state in a penal sum of at least $25,000 for all plumbing work entered into within the state.

The bond is for the benefit of persons injured or suffering financial loss because the contractor failed to comply with the State Plumbing Code. If you also do subsurface sewage treatment work, the bond can cover failures under Minn. Stat. 115.55 and 115.56 as well.

It is a code-compliance and consumer-protection guarantee, not insurance for you — if the surety pays a claim, you repay the surety. The bond must comply with Minn. Stat. 326B.0921, be written by a corporate surety licensed in Minnesota, and be filed with the commissioner. (A separate public-liability insurance requirement also applies — that is not the bond.)

Minn. Stat. 326B.46 (plumbing bond)Minn. Stat. 326B.46 requires each person who performs or offers plumbing work in Minnesota to give and maintain a bond to the state in a penal sum of at least $25,000 for all plumbing work (or all plumbing and subsurface sewage treatment work) entered into within the state. The bond benefits persons injured or suffering financial loss from a failure to comply with the State Plumbing Code, must comply with Minn. Stat. 326B.0921, be written by a corporate surety licensed in Minnesota, and be filed with the commissioner of Labor and Industry.

You need this bond if you're

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Applying for a MN plumbing contractor license through the Department of Labor and Industry

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Renewing your contractor license and your current bond is expiring or non-renewing

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Adding subsurface sewage treatment work to your plumbing license

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Expanding into Minnesota from another state and getting licensed here

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, because this bond doesn’t need it.

Start the application →

FAQ

Common questions.

How much is the Minnesota plumbing contractor bond?The premium is $125 flat, set by our carrier’s rate book, the same for every contractor. The $25,000 penal sum is set by statute, so there is no quote process.

Do I pay the $25,000?No. You pay $125. The $25,000 is the surety’s maximum liability if valid claims are made against the bond — not a deposit, and nobody holds your money.

Who requires this bond?The Minnesota Department of Labor and Industry, as a condition of a plumbing contractor license under Minn. Stat. 326B.46. The bond is filed with the commissioner.

Is there a credit check?The application collects no credit information for this bond. Most applications approve instantly; if a check ever runs, it is a soft pull that never affects your score.

Is this the same as my insurance requirement?No. Minn. Stat. 326B.46 requires both a $25,000 bond and separate public-liability and property-damage insurance. We write the bond; your insurance is a separate policy. The bond guarantees code compliance, not your liability coverage.

Related bonds

Other Minnesota bonds.

The Department of Labor and Industry is waiting on one document.

$125 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$125

Apply now →