MN plumbing contractor bonds.
$750. Five minutes.

Minnesota requires every plumbing contractor to give and maintain a $25,000 bond to the state for the plumbing work it performs, filed with the Department of Labor and Industry. Ours is $750 flat — 3% of the bond amount, identical for every contractor. The application is five minutes.

Required for MN plumbing contractor licensure — under Minn. Stat. 326B.46
Fixed $25,000 penal sum — for all plumbing work entered into within the state
Fixed price — 3% of $25,000 is $750, the same for every contractor, every term
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
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NYCEDC
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your contractor license is waiting on this bond. Here is the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That is the application — no financials, no credit check section, no follow-up.

MINUTES, USUALLY

Pay & e-sign

Contractor code bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Labor and Industry

Your executed bond arrives by email, ready to file with your plumbing contractor license application or renewal. Wet-ink original mailed on request.

The whole pricing page.

$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$750
2-year term
$1,500
3-year term
$2,250
About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota licenses plumbing contractors through the Department of Labor and Industry, and conditions that license on a bond under Minn. Stat. 326B.46. Each person who performs or offers plumbing work must give and maintain a bond to the state in a penal sum of at least $25,000 for all plumbing work entered into within the state.

The bond is for the benefit of persons injured or suffering financial loss because the contractor failed to comply with the State Plumbing Code. If you also do subsurface sewage treatment work, the bond can cover failures under Minn. Stat. 115.55 and 115.56 as well.

It is a code-compliance and consumer-protection guarantee, not insurance for you — if the surety pays a claim, you repay the surety. The bond must comply with Minn. Stat. 326B.0921, be written by a corporate surety licensed in Minnesota, and be filed with the commissioner. (A separate public-liability insurance requirement also applies — that is not the bond.)

Minn. Stat. 326B.46 (plumbing bond)Minn. Stat. 326B.46 requires each person who performs or offers plumbing work in Minnesota to give and maintain a bond to the state in a penal sum of at least $25,000 for all plumbing work (or all plumbing and subsurface sewage treatment work) entered into within the state. The bond benefits persons injured or suffering financial loss from a failure to comply with the State Plumbing Code, must comply with Minn. Stat. 326B.0921, be written by a corporate surety licensed in Minnesota, and be filed with the commissioner of Labor and Industry.

You need this bond if you're

Applying for a MN plumbing contractor license through the Department of Labor and Industry
Renewing your contractor license and your current bond is expiring or non-renewing
Adding subsurface sewage treatment work to your plumbing license
Expanding into Minnesota from another state and getting licensed here

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn’t have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Minnesota plumbing contractor bond? +
The premium is $750 — a flat 3% of the fixed $25,000 bond amount, the same for every contractor. The $25,000 penal sum is set by statute, so there is no quote process.
Do I pay the $25,000? +
No. You pay $750. The $25,000 is the surety’s maximum liability if valid claims are made against the bond — not a deposit, and nobody holds your money.
Who requires this bond? +
The Minnesota Department of Labor and Industry, as a condition of a plumbing contractor license under Minn. Stat. 326B.46. The bond is filed with the commissioner.
Is there a credit check? +
Not on this bond — the application has no credit section. Fixed-amount contractor code bonds like this one issue without one.
Is this the same as my insurance requirement? +
No. Minn. Stat. 326B.46 requires both a $25,000 bond and separate public-liability and property-damage insurance. We write the bond; your insurance is a separate policy. The bond guarantees code compliance, not your liability coverage.
Related bonds

Other New York bonds.

The Department of Labor and Industry is waiting on one document.

$750 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$750
Apply now →