A higher-volume Community First Services and Supports (CFSS) agency-provider must post a $100,000 bond with the Department of Human Services once its prior-year CFSS payments exceed $300,000. Ours is $3,000 flat — 3% of the bond amount — with one soft credit pull.
















Your CFSS enrollment or revalidation is waiting on this bond. Here is the entire process — no broker phone tag:
Agency details, owner information, effective date, plus a couple of commercial questions. The only extra step is a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your credit score.
Pay online and receive the executed bond ready to submit with your CFSS enrollment, reenrollment, or revalidation. Wet-ink originals mailed whenever DHS insists.
$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Minnesota’s Community First Services and Supports (CFSS) program — the successor to PCA services — is run by the Department of Human Services (DHS) under Minn. Stat. 256B.85. Every CFSS agency-provider must show proof of a surety bond at enrollment, reenrollment, and revalidation.
The bond protects Minnesota Health Care Programs and the people it serves against losses — for example, payments for services not properly rendered. It must be in a form DHS approves, renewed annually, and must allow recovery of the costs and fees of pursuing a claim.
The amount is tiered by volume: $50,000 for first-time enrollees and agencies at or under $300,000 in prior-year CFSS payments, and $100,000 once prior calendar-year payments exceed $300,000. This is the $100,000 tier — if your volume is at or below the threshold, use the $50,000 bond instead.
These are the actual underwriting fields, including the commercial questions and a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.