Minnesota CFSS agency bonds ($100,000).
$2,000 flat.
A higher-volume Community First Services and Supports (CFSS) agency-provider must post a $100,000 bond with the Department of Human Services once its prior-year CFSS payments exceed $300,000. The price is $2,000 flat, and a quick soft credit check may apply — never a hard inquiry.
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How much does a Minnesota CFSS agency bond cost?
$2,000 at the $100,000 amount, the same for every applicant.
Three steps to enrolled.
Your CFSS enrollment or revalidation is waiting on this bond. Here is the entire process — no broker phone tag:
Apply once, online
Agency details, owner information, effective date, plus a couple of commercial questions. The only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The soft pull never affects your credit score. If it needs a second look, one to two business days at most.
E-sign & file with DHS
Pay online and receive the executed bond ready to submit with your CFSS enrollment, reenrollment, or revalidation. Wet-ink originals mailed whenever DHS insists.
What it is and who needs it.
What the CFSS bond actually guarantees
Minnesota’s Community First Services and Supports (CFSS) program — the successor to PCA services — is run by the Department of Human Services (DHS) under Minn. Stat. 256B.85. Every CFSS agency-provider must show proof of a surety bond at enrollment, reenrollment, and revalidation.
The bond protects Minnesota Health Care Programs and the people it serves against losses — for example, payments for services not properly rendered. It must be in a form DHS approves, renewed annually, and must allow recovery of the costs and fees of pursuing a claim.
The amount is tiered by volume: $50,000 for first-time enrollees and agencies at or under $300,000 in prior-year CFSS payments, and $100,000 once prior calendar-year payments exceed $300,000. This is the $100,000 tier — if your volume is at or below the threshold, use the $50,000 bond instead.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with DHS. Pay online and receive the executed bond ready to submit with your CFSS enrollment, reenrollment, or revalidation. Wet-ink originals mailed whenever DHS insists.
What sets the price
The premium is fixed at $2,000 at the $100,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including the commercial questions and a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Minnesota bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
DHS revalidation is waiting on one document.
$2,000 flat, short application, bond issued when you pay. Free until issued.