MN public official bonds.
Flat 3%. Enter your amount.

When Minnesota law or a local body requires an elected or appointed officer to be bonded, the official bond guarantees the faithful performance of the office under Minn. Stat. ch. 574. The obligee sets the amount; we issue it at a flat 3% with one soft credit pull. Enter your required figure and the premium updates.

Required under Minn. Stat. ch. 574 when statute or a local body conditions the office on a bond
Amount is set by the obligee — the city, county, district, or state that requires it
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No long underwriting queue for the standard official bond — enter your amount, consent to a soft pull, and file. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the office, the bond amount your obligee set, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your credit score.

SAME DAY OR NEXT

File with your obligee

Receive the executed official bond ready to file with the body that requires it and, where applicable, record it as the statute directs. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the penal sum your obligee set and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the public official bond covers

Minnesota’s bond statutes (Minn. Stat. ch. 574) govern official bonds for public officers. When an official bond is required of a state or county officer, the principal and surety are jointly and severally bound to the State of Minnesota in the statutory form, conditioned on the officer faithfully performing the duties of the office.

An official bond is security to all persons for the official delinquencies it is meant to cover. If a public officer, by misconduct or neglect, forfeits the bond, any person injured can bring an action against the officer and the sureties to recover what they are owed.

Many local positions — treasurers, clerks, registrars, and similar — are bonded by statute, ordinance, or a governing body’s resolution, and the obligee sets the penal sum. Whatever amount you have been asked for, we issue the bond at a flat 3% with one soft credit pull.

Minn. Stat. ch. 574 (official bonds)Minnesota’s bond statutes in Minn. Stat. ch. 574 govern official bonds for public officers. Under Minn. Stat. 574.13 the principal and surety are jointly and severally bound to the State of Minnesota in the prescribed form; under Minn. Stat. 574.24 the bond is security to all persons for the official delinquencies it covers, and an injured person may sue the officer and sureties. The required amount is set by the statute, ordinance, or governing body that requires the bond — confirm your penal sum with the obligee.

You need this bond if you are

An elected or appointed officer whose office is conditioned on an official bond
A local treasurer or clerk bonded by statute, ordinance, or board resolution
Newly taking office and required to file a faithful-performance bond before serving
Renewing your bond for a new term or because the obligee raised the amount

Five minutes. The whole thing.

These are the actual underwriting fields, including the bond amount your obligee set and a one-time consent to a soft credit pull.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Minnesota public official bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the body that requires the bond — your city, county, district, or the state. Enter that figure and the quote updates.
Who sets the bond amount? +
The obligee — the statute, ordinance, or governing body that conditions your office on a bond. There is no single statewide figure; it varies by office. Send us the requirement and we’ll confirm.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
What does the bond guarantee? +
That you faithfully perform the duties of your office. If you forfeit the bond by misconduct or neglect and someone is injured, they can recover against it — and if the surety pays, you repay the surety. It is not insurance for you.
Is this the same as an employee fidelity bond? +
They overlap but are filed differently. An official bond guarantees an officer’s faithful performance of a specific office; a fidelity bond covers employee dishonesty more broadly. Tell us which your entity requires and we’ll issue the right one.
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Public official bond, issued fast.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount your obligee set and file.

Your premium @ 3%$750
Apply now →