The City of Saginaw conditions a contractor license or permit on a license and permit bond guaranteeing your work follows city codes and ordinances. The City sets the amount; we issue it at a flat 3% with no credit check.
















No underwriting queue for the standard license and permit bond — enter your amount, pay, and file with the City. Here is the whole thing:
Your business details, the bond amount the City required, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond with your license or permit application to the City of Saginaw. Wet-ink originals mailed whenever the City insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your Saginaw license or permit and the premium updates.
A license and permit bond is a compliance guarantee. The City of Saginaw conditions a contractor license or permit on the bond so the work you do under it follows city codes, ordinances, and permit terms.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Saginaw (the obligee). If you violate the permit terms or city code and someone is harmed — including damage to city property — the harmed party or the City can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who work to code treat the bond as a license formality. Enter the amount the City set, and we issue it at a flat 3% with no credit check.
Submit the application with the bond amount the City of Saginaw set — the executed bond is generated instantly, ready to file.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount the City set and file the same day.