The City of Detroit requires a $5,000 surety bond from anyone who erects or owns a canopy projecting over its sidewalks and public ways. Ours is $100 flat — the price our carrier set for this bond, not a percentage calculation. Five-minute application; the form collects no credit information.
















City license bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your City of Detroit canopy permit or license. Wet-ink original mailed on request.
A canopy erector/owner bond is a public-protection guarantee. A canopy that projects over the City of Detroit's sidewalk is a permanent structure over the public, and the City wants a financial backstop that the canopy is built and maintained safely — naming both the erector and the owner so responsibility is clear.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Detroit (the obligee), with the public as the protected party. If the canopy damages city property or injures a person, or you violate the canopy permit terms, a claim can be made against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Owners and erectors who keep the canopy maintained and permitted treat the bond as a city formality, and we keep your $5,000 filing continuous with renewal notices 60 and 30 days out.
These are the actual issuing fields — the application has no credit section at all.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$100 flat, five-minute application, bond often issued in the same sitting. Free until issued.