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Detroit house mover bonds.
$100 flat.

The City of Detroit licenses contractors who move houses and other residential structures over its streets, and conditions that license on a $20,000 surety bond. Ours is $100 flat — the price our carrier set for this bond, not a percentage calculation. The bond issues the moment you pay — no credit check.

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Required by the City of Detroit to move houses or residential structures over city streets
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Fixed amount, fixed price — $20,000 bond, $100, no quote process
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Runs to December 31 — set it up once.
A-ratedA.M. Best carriersInstantunderwriting processTo Dec 31fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Detroit house mover bond cost?

$100 at the $20,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

City license bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the City of Detroit

Your executed bond and power of attorney arrive by email, ready to file with your City of Detroit house mover license or permit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A house mover bond is a street-and-property-protection guarantee. Moving a house or residential structure over the City of Detroit's streets can damage pavement, utility lines, trees, and traffic structures, so the City wants a financial backstop that you operate under your permit and repair what you damage along the route.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Detroit (the obligee), with the public as the protected party. If your move damages city property or a third party, or you violate your mover license terms, the City can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Movers who plan routes carefully and repair any damage treat the bond as a license formality, and we keep your $20,000 filing continuous with renewal notices 60 and 30 days out.

City of Detroit — Department of Public Works / Buildings, Safety Engineering & EnvironmentalThe City of Detroit requires this $20,000 bond as a condition of its license to move houses or other residential structures over city streets; the bond amount and license terms are set by the City of Detroit (Department of Public Works together with the Buildings, Safety Engineering and Environmental Department). Confirm the current filing requirement with the City when you apply.

You need this bond if you're

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Licensing as a Detroit house mover — new applicants and renewals
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A structural moving company relocating houses or residential structures in Detroit
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Renewing your city license and your current bond is expiring or non-renewing
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A demolition or relocation contractor moving residential structures over city streets
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $20,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The bond runs to December 31 whatever day you buy; the premium covers the period to that date.

Renewal falls on the statutory date, December 31, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of Detroit. Your executed bond and power of attorney arrive by email, ready to file with your City of Detroit house mover license or permit. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $20,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the City of Detroit house mover bond?The premium is $100 flat, set by our carrier's rate book for this bond — not a percentage of the bond amount. There is no quote process.
Do I pay the $20,000?No. You pay $100. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?City license bonds like this are among the thousands of bond types that issue right after purchase — many movers finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Fixed-amount city license bonds like this one don't need one.
When does it renew?The bond must stay active for as long as you hold the city license. This bond runs to December 31 whatever day you buy, and renews from that date; we send renewal notices 60 and 30 days out, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Detroit house mover license today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →