Maryland private detective bonds.
From $100.
Maryland’s State Police no longer require a surety bond to license a private detective agency; since 2020 the agency requirement is commercial general liability insurance. A detective-agency bond today is usually a contractual, client, or legacy requirement. Premium is 1% of the bond amount, $100 minimum.
Trusted by industry leaders
How much does a Maryland private detective bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
A fast application for the standard detective-agency bond — enter your amount, apply, and you have the executed bond. Here is the whole thing:
Apply online
Your business details, the bond amount you were asked for, and the effective date — that is the application.
Priced and issued
No credit check up to $25,000 — your exact premium is set by bond amount. Most applications approve instantly and issue on the spot; larger amounts may get a quick review.
Deliver to whoever required it
Submit the executed bond to your client or contract counterparty. Wet-ink originals mailed on request.
What it is and who needs it.
What the detective-agency bond actually covers
Maryland licenses private detective agencies through the Maryland State Police under the Maryland Private Detectives Act (Business Occupations & Professions Title 13). As of 2020 the State Police no longer require a surety bond for the agency license — the requirement is commercial general liability insurance instead.
So unlike most license bonds, a Maryland detective-agency bond is generally not a state mandate today. When an agency is asked for one now, it’s usually a contractual or client requirement — a corporate client, an investigations contract, or a counterparty that conditions work on a surety bond.
Because there’s no current statutory figure, the amount is whatever your contract or client names. The bond protects whoever required it against losses from the agency violating the terms of that engagement — enter that figure; premiums start at $100, and no credit check up to $25,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Deliver to whoever required it. Submit the executed bond to your client or contract counterparty. Wet-ink originals mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
Priced at the application.
Submit the application with the bond amount you were asked for — your exact premium (from $100) is set and the executed bond is generated, ready to deliver.
Start the application →Common questions.
Other Maryland bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Detective-agency bond, issued today.
Premium from $100. Enter the amount you were asked for and deliver it the same day.