Maryland motor club bonds.
$1,000 flat.
No one may provide motor club service in Maryland without a license from the Maryland Insurance Administration, and Insurance Article § 26-204 requires security behind that license, including a corporate surety bond in a penal sum of not less than $100,000. We write the $100,000 bond at $1,000 flat.
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How much does a Maryland motor club bond cost?
$1,000 at the $100,000 amount, the same for every applicant.
Three steps. One sitting.
The security filing is the gating item on most motor club license applications and December renewals. Here is the entire process:
Apply online
Club details, the serial number on your filing, an effective date, and a term. No financial statements are attached — the credit consent authorizes a soft inquiry only.
Pay & e-sign
This bond is checkout-priced at $1,000 flat, so it issues the moment you pay. Your executed bond and power of attorney generate on the spot.
File with the MIA
Send the executed bond to the Company Licensing Unit at the Maryland Insurance Administration on the form the Commissioner requires. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A motor club is the business behind roadside assistance, towing reimbursement, map and trip service, bail bond and legal-fee benefits, and the other membership services Maryland groups under Insurance Article Title 26. A person may not provide motor club service or engage in the business of a motor club in the State without a license from the Maryland Insurance Administration, and the license carries a financial-responsibility filing on top of the § 26-202 capital and surplus minimums.
Section 26-204 gives three ways to satisfy it: registered United States government bonds with a market value of at least $100,000, a corporate surety bond in a penal sum of at least $100,000, or a letter of credit for at least $100,000 — each deposited with the State Treasurer, and each subject to the Commissioner’s discretion to accept a lower figure down to a $15,000 floor. The surety bond is the option that does not tie up a six-figure balance.
The bond runs in favor of the State for the club’s Maryland members and is conditioned on the faithful performance of the club’s obligations under Title 26, including payment of any fines, fees, penalties, or restitution ordered. It is not insurance for the club — if the surety pays, the club repays the surety. Motor club licenses expire annually on 31 December, and § 26-204 requires the security to be maintained as long as the licensee has any outstanding liability or obligation in the State.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the MIA. Send the executed bond to the Company Licensing Unit at the Maryland Insurance Administration on the form the Commissioner requires. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $1,000 at the $100,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — club details, the serial number on your filing, an effective date, and a term. The credit consent authorizes a soft inquiry only.
Start the application →Common questions.
Other Maryland bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Satisfy § 26-204 without the deposit.
$1,000 flat, issued the moment you pay, soft pull only. Free until issued.