MD home builder performance bonds.
$1,500. Five minutes.
When a Maryland builder takes a buyer's deposit before a home is finished, the law requires the deposit to be protected — by escrow, a letter of credit, or a surety bond filed with the Home Builder Registration Unit. At the $50,000 amount on this application, our premium is $1,500 flat, which is 3% of the bond amount.
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Three steps. One sitting.
Your deposit-protection filing is waiting on this bond. Here's the whole process:
Apply online
Business details and an effective date. That is the application — no financials, no credit check section.
Pay & e-sign
Fixed-amount bonds like this are among the thousands that issue right after purchase. At most, 1–2 business days.
File with the Registration Unit
Your executed bond arrives by email, ready to file with the Home Builder Registration Unit. Wet-ink original mailed on request.
The whole pricing page.
$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Maryland law protects buyers who pay a deposit on a new home before it is finished. Under the Real Property Article, Title 10, Subtitle 3 (Deposits on New Homes), a builder who receives such a deposit must maintain an escrow account, a surety bond, or an irrevocable letter of credit — the bond version is filed with the Home Builder Registration Unit of the Office of the Attorney General.
The bond is a buyer-protection guarantee: it backs the refund of the deposit if the builder fails to complete the home and the buyer is entitled to their money back. It's a three-party arrangement — you (the principal), the surety, and the State together with protected buyers.
One note on the amount. The statute sizes the required security to the deposits at risk, and registered builders also participate in the Home Builder Guaranty Fund (which caps consumer recovery at $50,000 per claim). This application is set at a $50,000 bond — confirm that $50,000 is the figure the Registration Unit expects for your situation before you file, and if your deposits call for a different amount, send it and we'll issue at the same flat 3%.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Maryland home builder performance bond? +
Do I pay the $50,000? +
Can I use escrow or a letter of credit instead? +
What does the bond protect? +
Is there a credit check? +
Other New York bonds.
Protect your buyers and your registration today.
$1,500 flat, five-minute application, bond often issued in the same sitting. Free until issued.