MD title producer bonds.
$4,500 flat. Soft pull.
Maryland requires every title insurance producer to file a $150,000 surety bond with the Maryland Insurance Administration, protecting the escrow and trust money you hold. Ours is $4,500 flat — 3% of the bond amount, identical for every producer. One soft credit pull, e-signed in 1–2 business days.
Trusted by industry leaders
Three steps to licensed.
Your title producer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, your title agent number, owner information, a few commercial questions, and effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the MIA
Pay online and receive the executed bond, ready to file with the Commissioner after your license is approved. Wet-ink originals mailed whenever the State insists.
The whole pricing page.
$150,000 bond × 3% = $4,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Maryland licenses title insurance producers through the Maryland Insurance Administration, and conditions the license on a $150,000 surety bond (or letter of credit). Because title producers hold large sums in escrow and trust during real estate closings, the bond is an escrow-protection guarantee.
Specifically, the bond is for the benefit of any person who suffers a loss if the producer converts or misappropriates money received or held in escrow or trust. It's a three-party arrangement — you (the principal), the surety, and the State, with the parties to your closings as the protected beneficiaries.
The surety's total liability is capped at $150,000, and a surety must give the producer and the Commissioner at least 30 days' notice before cancelling. The statute also requires a separate $150,000 fidelity bond. It is not insurance for you: if the surety pays a claim, you repay the surety.
You need this bond if you're
Five minutes, including a soft pull.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $150,000? +
Who requires this bond? +
What does the bond guarantee? +
Is there a credit check? +
Is this the same as the fidelity bond? +
Other New York bonds.
The Insurance Administration is waiting on one document.
$4,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.