MD home builder deposit bonds.
Flat 3%. Enter your amount.
Maryland registers new-home builders under Business Regulation Title 4.5, and a builder who accepts a deposit before a home is complete must post a surety bond (or letter of credit) so those deposits are protected. We issue it at a flat 3% with no credit check — enter the amount the Home Builder Registration Unit asks for and the premium updates.
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Apply to filed in one sitting.
No underwriting queue for the standard home builder deposit bond — enter your amount, pay, and file with your registration. Here is the whole thing:
Apply online
Your business details, your MHBR number, the bond amount required, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the Home Builder Registration Unit
Submit the executed bond with your home builder registration. Wet-ink originals mailed whenever the office insists on them.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your registration requires and the premium updates.
What it is and who needs it.
What the deposit bond actually covers
Maryland's Home Builder Registration Act (Business Regulation Title 4.5) requires anyone who builds new homes for sale to register with the Home Builder Registration Unit, administered by the Office of the Attorney General's Consumer Protection Division.
A registered builder who receives payment on a contract before a home is complete must obtain and maintain a surety bond (or a letter of credit) as a condition of registration. The bond stands behind the consumer's deposit, so a buyer can recover if the builder takes the money and does not finish the home.
It is not insurance for you. If the surety pays a buyer's claim, you repay the surety. The exact bond amount is set in connection with your registration and the deposits you take — confirm the figure with the Registration Unit, and we issue it at a flat 3% with no credit check.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with your MHBR number and required bond amount — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Maryland home builder deposit bond? +
Do all home builders need this bond? +
Is this the same as the Home Builder Guaranty Fund? +
Is there a credit check? +
Where do I file it? +
Other New York bonds.
Home builder deposit bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter the amount the Registration Unit required and file the same day.