MD highway performance bonds.
Flat 3%. Enter your amount.

When you do construction in the State highway right-of-way under an access or utility permit, the Maryland State Highway Administration requires a performance bond guaranteeing the work. The amount is tied to your cost estimate — we issue it at a flat 3% with no credit check, so enter the figure SHA set and the premium updates.

Required for work in the State highway right-of-way under an MDOT SHA access or utility permit
Amount is set from your construction cost estimate — generally rounded up above 150% of the estimate
Flat 3%, no credit pull — enter the amount SHA required and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard highway performance bond — enter your amount, pay, and file with your permit. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, a short description of the work, the bond amount SHA set, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the State Highway Administration

Submit the executed bond with your access or utility permit, naming SHA as obligee. Wet-ink originals mailed whenever the district office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure SHA set and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the highway performance bond covers

The Maryland State Highway Administration (MDOT SHA) issues access and utility permits for work that touches a State highway — new entrances, utility installations, and other construction in the right-of-way — under COMAR Title 11, Subtitle 04. As a condition, the permittee posts a performance bond, letter of credit, or certified check acceptable to the Administration.

The amount is driven by your construction cost estimate: SHA’s rule sets the bond at the next even thousand dollars above 150% of the cost estimate. SHA is named as the obligee and you, the permittee, as principal — the bond guarantees you complete the work to SHA’s standards and restore the right-of-way.

When the work is finished and SHA’s resident maintenance engineer approves it, the bond obligation is released. It is not insurance for you — if SHA draws on the bond to finish or correct the work, you repay the surety. We issue the amount SHA set at a flat 3% with no credit check.

COMAR Title 11, Subtitle 04 (State Highway Administration)Maryland State Highway Administration access and utility permits (COMAR Title 11, Subtitle 04 — e.g., 11.04.05 and 11.04.06) condition work in the State highway right-of-way on a performance bond, letter of credit, or certified check. SHA’s practice sets the bond at the next even thousand dollars above 150% of the approved construction cost estimate, with SHA as obligee and the permittee as principal. Confirm your amount on your permit.

You need this bond if you are

A contractor or developer building an entrance or access onto a State highway
A utility installing or relocating lines within the State right-of-way
Performing roadway construction SHA permits under an access or utility permit
A site developer whose SHA permit conditions on a performance guarantee

Five minutes, issued on the spot.

Submit the application with the bond amount SHA set — the executed bond is generated instantly, naming SHA as obligee.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Maryland highway performance bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by SHA from your construction cost estimate — generally the next even thousand above 150% of the estimate. Enter that figure and the quote updates.
Who is the obligee? +
The Maryland State Highway Administration is named as obligee, with you, the permittee, as principal. The bond guarantees you complete the permitted work and restore the right-of-way to SHA’s standards.
When is the bond released? +
After you tell SHA’s resident maintenance engineer the work is complete and SHA formally approves it, the performance guarantee is returned. Until then, the bond stays in place.
Is there a credit check? +
No — the highway performance bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Is this the same as a hauling performance bond? +
No. SHA also uses a separate hauling performance bond for overweight/oversize hauling permits. This page is the performance bond for access and utility permits — work in the right-of-way. Send us your permit and we’ll confirm the right one.
Related bonds

Other New York bonds.

Highway performance bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount SHA set and file with your permit the same day.

Your premium @ 3%$750
Apply now →