MaineCare DME provider bonds.
$1,500 flat. Soft pull.

To enroll as a durable medical equipment provider in MaineCare (Maine’s Medicaid program), the Office of MaineCare Services requires a $50,000 surety bond standing behind the program against overpayments. Ours is $1,500 flat — 3% of the bond amount, identical for every provider. One soft credit pull, e-signed in 1–2 business days.

Required to enroll as a MaineCare DME provider with the Office of MaineCare Services
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to enrolled.

Your MaineCare DME enrollment is waiting on this bond. Here’s the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with your enrollment

Pay online and receive the executed $50,000 bond ready to submit with your MaineCare DME provider enrollment. Wet-ink originals mailed whenever the program insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

MaineCare is Maine’s Medicaid program, administered by the Office of MaineCare Services within the Department of Health and Human Services. Durable medical equipment (DME) providers — companies that supply wheelchairs, oxygen, hospital beds, CPAP machines and the like — bill the program for that equipment, and a surety bond stands behind those billings.

The bond is a $50,000 financial guarantee for the benefit of the Office of MaineCare Services: if the program overpays a provider, or a provider bills improperly and owes the program money it does not repay, MaineCare can recover against the bond. It mirrors the federal Medicare DMEPOS bonding requirement that applies to the same kind of supplier.

It is a three-party guarantee, not insurance for you: if MaineCare recovers on the bond, you repay the surety. The bond must stay active for as long as you are enrolled as a DME provider — we track it and notify you 60 and 30 days out.

Office of MaineCare Services — DME provider enrollmentThe Office of MaineCare Services requires durable medical equipment (and home health) providers to obtain and maintain a $50,000 surety bond as a condition of enrollment, so the program is protected against overpayments and improper billing — paralleling the federal Medicare DMEPOS surety bond requirement. Confirm the current amount and bond form with the Office of MaineCare Services provider enrollment unit before filing.

You need this bond if you are

Enrolling as a MaineCare DME provider with the Office of MaineCare Services
Re-enrolling or revalidating and your bond is expiring or your surety non-renewed
A DMEPOS supplier that already carries the federal Medicare bond and now needs the MaineCare one
Adding a Maine location the program ties to a separate bond filing

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety’s maximum liability to the MaineCare program; it’s not a deposit, and nobody holds your money.
Is this the same as my federal Medicare DMEPOS bond? +
It’s the same idea but a separate bond. Medicare requires a $50,000 DMEPOS surety bond federally, and the Office of MaineCare Services requires its own $50,000 bond for the state Medicaid program. We can issue either or both.
What does the bond guarantee? +
That MaineCare is protected against overpayments and improper billing. If the program overpays you or you bill improperly and owe money you don’t repay, MaineCare can recover against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
The bond must stay active for as long as you are an enrolled MaineCare DME provider. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other New York bonds.

Your MaineCare enrollment is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →