ME insurance consultant bonds.
Flat 3%. Enter your amount.
Every applicant for a Maine insurance consultant’s license must file and maintain a bond under 24-A M.R.S. §1464, providing aggregate liability of $20,000. We issue it at a flat 3% with no credit check — enter the amount your license requires and the premium updates.
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Apply to filed in one sitting.
No underwriting queue for the standard consultant bond — enter your amount, pay, and file with the Bureau. Here is the whole thing:
Apply online
Your business details, the bond amount your license requires, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the Bureau of Insurance
Submit the executed bond with your consultant license application or renewal. Wet-ink originals mailed whenever the Bureau insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the statutory aggregate and the premium updates.
What it is and who needs it.
What the consultant bond actually guarantees
A Maine insurance consultant is licensed to advise clients — for a fee, separate from selling a policy — on the benefits, terms, or coverage of their insurance. Because consultants are paid for advice that clients rely on, the Bureau of Insurance conditions the license on a bond.
Under 24-A M.R.S. §1464, every applicant must file with the license application, and maintain while licensed, a bond from an authorized surety continuous in form and providing aggregate liability of $20,000. It stands behind the consultant’s faithful, lawful conduct for the protection of clients and the public.
It is a three-party guarantee, not insurance for you: if a consultant violates the insurance code and a client is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond must stay continuous for the life of the license; we track it and notify you 60 and 30 days out.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount your license requires — the executed bond is generated instantly, ready to file with the Bureau.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Consultant bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter the amount your license requires and file the same day.