Maine business opportunity bonds.
$325 flat.
Maine’s Business Opportunity Sales Act requires a seller to register and post a $30,000 bond (or escrow the same) for the benefit of buyers. Ours is $325 flat — set by our carrier’s rate book for this bond, identical for every seller. A quick soft credit check may apply — never a hard inquiry, no impact on your score — and it never changes the price. Issued when you pay.
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How much does a Maine business opportunity bond cost?
$325 at the $30,000 amount, the same for every applicant.
Three steps to registered.
Your business-opportunity registration is waiting on this bond. Here’s the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with your registration
Pay online and receive the executed $30,000 bond ready to file with your business-opportunity registration. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
A "business opportunity" is a packaged offering — products, equipment, or a marketing plan — sold to someone who will operate a business, usually with an earnings claim attached. Maine’s Business Opportunity Sales Act regulates these sales to protect buyers from misrepresentation, and conditions the seller’s registration on a $30,000 security.
Under 32 M.R.S. §4693, a seller files disclosure documents and either a $30,000 surety bond or a $30,000 escrow account with the registration, for the benefit of any buyer injured by the seller’s breach of contract or violation of the Act. Sellers must also give buyers a notice naming the surety so a buyer can verify the bond’s status.
It is a three-party guarantee, not insurance for you: if a buyer is harmed and the surety pays, you repay the surety. Registration is renewed annually, and the bond must stay active the whole time — we track it and notify you 60 and 30 days out.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $30,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with your registration. Pay online and receive the executed $30,000 bond ready to file with your business-opportunity registration. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is fixed at $325 at the $30,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Maine bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Your registration is waiting on one document.
$325 flat, short application, bond issued when you pay. Free until issued.