ME business opportunity bonds.
$300 flat.

Maine’s Business Opportunity Sales Act requires a seller to register and post a $30,000 bond (or escrow the same) for the benefit of buyers. Ours is $300 flat — set by our carrier’s rate book for this bond, identical for every seller. A quick soft credit check may apply — never a hard inquiry, no impact on your score — and it never changes the price. E-signed in 1–2 business days.

Required to register as a business-opportunity seller under 32 M.R.S. §4693
Fixed amount, fixed price — $30,000 bond, $300, no quote theater
Soft credit pull only — never affects your score, and the price stays $300 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to registered.

Your business-opportunity registration is waiting on this bond. Here’s the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with your registration

Pay online and receive the executed $30,000 bond ready to file with your business-opportunity registration. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

A "business opportunity" is a packaged offering — products, equipment, or a marketing plan — sold to someone who will operate a business, usually with an earnings claim attached. Maine’s Business Opportunity Sales Act regulates these sales to protect buyers from misrepresentation, and conditions the seller’s registration on a $30,000 security.

Under 32 M.R.S. §4693, a seller files disclosure documents and either a $30,000 surety bond or a $30,000 escrow account with the registration, for the benefit of any buyer injured by the seller’s breach of contract or violation of the Act. Sellers must also give buyers a notice naming the surety so a buyer can verify the bond’s status.

It is a three-party guarantee, not insurance for you: if a buyer is harmed and the surety pays, you repay the surety. Registration is renewed annually, and the bond must stay active the whole time — we track it and notify you 60 and 30 days out.

32 M.R.S. §4693 (Business Opportunity Sales Act)Maine’s Business Opportunity Sales Act (32 M.R.S. ch. 69-B) requires a business-opportunity seller to register and file either a $30,000 surety bond or a $30,000 escrow account for the benefit of any buyer injured by the seller’s breach of contract or violation of the Act, along with a disclosure notice identifying the surety. Registration is renewed annually. Confirm your current obligation with the registering office before filing.

You need this bond if you are

Registering as a business-opportunity seller offering a packaged business with an earnings claim
Renewing an annual registration that requires the $30,000 security
A vending, distributorship, or work-from-home seller that falls under the Act’s definition
Choosing a bond over escrow rather than tying up $30,000 in cash

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

Do I pay the $30,000?No. You pay $300 flat. The $30,000 is the surety’s maximum liability to harmed buyers; it’s not a deposit, and nobody holds your money.
Can I escrow instead of bonding?Maine’s Act lets you file either a $30,000 surety bond or a $30,000 escrow account. Most sellers choose the bond because it costs the $300 premium rather than freezing $30,000 in cash for the life of the registration.
What does the bond guarantee?That you follow the Business Opportunity Sales Act and honor your contracts. If you breach and a buyer is harmed, they can claim against the bond — and if the surety pays, you repay the surety. It is not insurance for you.
Is there a credit check?A quick soft credit check may apply — it is never a hard inquiry and has no impact on your score. It informs approval, not price: the price is $300 flat either way.
When does it renew?Maine business-opportunity registration is renewed annually, and the bond must stay active the whole time. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other Maine bonds.

Your registration is waiting on one document.

$300 flat, short application, e-signed bond in 1–2 business days. Free until issued.

Your price$300
Apply now →