ME loan broker bonds.
$150 flat.
Maine requires a loan broker to file evidence of a $25,000 surety bond with its license application under 9-A M.R.S. §10-202 — running to the State for the benefit of anyone with a cause of action against the broker, on file through NMLS with the Bureau of Consumer Credit Protection. Ours is $150 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
Loan broker license bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Business details, an effective date, and a term. That is the entire application — no financials, and any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $150 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File through NMLS
Your executed bond arrives by email, ready to file with your loan broker license through NMLS with the Bureau of Consumer Credit Protection. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Maine licenses loan brokers through the Bureau of Consumer Credit Protection under Article 10 of the Consumer Credit Code, with filings made through NMLS. Under 9-A M.R.S. §10-202, each license application must be accompanied by evidence of a surety bond in the aggregate amount of $25,000, running to the State — for use by the State and any person with a cause of action against the broker. (A broker acting solely as a refund-anticipation-loan facilitator posts $10,000 instead.)
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Maine (the obligee). The bond stands behind your compliance with the Consumer Credit Code — the fee, disclosure, and conduct rules that protect people who pay a broker to arrange or obtain credit.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond's term runs concurrent with the license period, so it has to stay continuously on file; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Maine bonds.
Finish your loan broker license today.
$150 flat, issued the moment you pay, soft pull only. Free until issued.