ME supervised lender bonds.
From $100. Enter your amount.
Maine licenses supervised lenders — companies making or servicing consumer loans above the standard rate cap — through NMLS with the Bureau of Consumer Credit Protection. Under 9-A M.R.S. §2-302, the license application must include a surety bond satisfactory to the administrator, in an amount up to $50,000, running to the State. The premium is 0.6% of the bond amount, $100 minimum — your exact price appears at the application, and any credit screen is a soft pull only, never a hard inquiry.
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Apply to filed in one sitting.
No underwriting queue — enter your amount, pay, and file through NMLS. Here is the whole thing:
Apply online
Business details, the bond amount your license requires, an effective date, and a term. That is the entire application — any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at 0.6% of the bond amount ($100 minimum), so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File through NMLS
Your executed bond arrives by email, ready to file with your supervised lender license through NMLS with the Bureau of Consumer Credit Protection. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Maine's Consumer Credit Code requires a license to make or service supervised loans — consumer loans with an APR above the statutory threshold. The Bureau of Consumer Credit Protection issues those licenses through NMLS, and 9-A M.R.S. §2-302 requires each application to be accompanied by a surety bond satisfactory to the administrator, in an amount not to exceed $50,000, running to the State for the benefit of anyone with a cause of action against the lender.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Maine (the obligee). The bond stands behind your faithful compliance with the Consumer Credit Code and the administrator's rules — the rate, disclosure, and conduct protections that cover Maine borrowers.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond's term runs concurrent with the license period, so it has to stay continuously on file; we track the term and send renewal notices 60 and 30 days out. Maine now receives these as electronic surety bonds through NMLS.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, your bond amount, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Maine bonds.
Finish your supervised lender license today.
0.6% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.