The City of Hammond conditions an electrical contractor license on a $1,000 surety bond filed with the city. Ours is $275 — the minimum premium, since 3% of $1,000 is below it. The application is five minutes, with no credit check on this bond.
















City contractor bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Small city license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your Hammond electrical contractor license. Wet-ink original mailed on request.
$1,000 bond × 3% = $30, below our $275 minimum, so the price is $275 per term. Fixed amount, fixed price, multi-year if you want it.
The City of Hammond licenses electrical contractors who work within the city, and conditions the license on a $1,000 surety bond. The bond is a compliance guarantee: it stands behind your electrical work meeting the city's code and ordinances.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Hammond (the obligee). If a contractor violates a city ordinance, abandons permitted work, or causes a loss the city is responsible for, a claim can be filed against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Electricians who pull clean permits treat the bond as a license formality, not a risk.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.