Before you open a city street, alley, or right-of-way in Mishawaka, the Engineering Department requires a street opening permit backed by a surety bond. The bond guarantees you restore the pavement and right-of-way to city standard. We issue it at a flat 3% with no credit check — enter the amount the department set and the premium updates.
















No underwriting queue for a standard street opening bond — enter your amount, pay, and file with the Engineering Department. Here is the whole thing:
Your business details, the bond amount the City of Mishawaka required, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond with your street opening permit application. Wet-ink originals mailed whenever the City of Mishawaka insists on them.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your Mishawaka permit and the premium updates.
The City of Mishawaka, through its Engineering Department, controls who may cut into a public street, alley, sidewalk, or right-of-way. A street opening permit is conditioned on a surety bond so the city is protected if the cut is left unsafe or the pavement is not restored.
The bond is a three-party guarantee: you (the principal), the surety carrier, and the City of Mishawaka (the obligee). If you fail to backfill, repave, and restore the right-of-way to city standard — or leave a hazard — the city can recover its repair costs against the bond.
It is not insurance for you. If the surety pays the city, you repay the surety. Contractors who restore their cuts cleanly treat the bond as a permit formality. We issue the amount the Engineering Department set, at a flat 3% with no credit check.
Submit the application with the bond amount the Engineering Department set — the executed bond is generated instantly, ready to file with your permit.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount Mishawaka required and file with the Engineering Department the same day.