The City of Elkhart requires a $10,000 bond before you excavate in a city street, alley, or right-of-way under an excavation permit. Ours is $300 flat — 3% of the bond amount, the same for every contractor. Five-minute application, no credit check on this bond.
















An excavation permit bond is among the simplest things in surety. Here's the entire process:
Business details and an effective date. That is the application — no financials, no credit check section.
Fixed-amount permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your City of Elkhart excavation permit. Wet-ink original mailed on request.
$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.
The City of Elkhart controls who may excavate or cut into a public street, alley, sidewalk, or right-of-way. Its excavation permit is conditioned on a $10,000 surety bond so the city is protected if an excavation is left unsafe or the pavement is not properly restored.
It's a three-party guarantee: you (the principal), the surety carrier, and the City of Elkhart (the obligee). If you fail to backfill, repave, and restore the right-of-way to city standard — or leave a hazard — the city can recover its repair costs against the bond.
It is not insurance for you. If the surety pays the city, you repay the surety. Contractors who restore their excavations cleanly treat the $10,000 bond as a permit formality, not a risk.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.