Elkhart excavation permit bonds.
$100 flat. Five minutes.

The City of Elkhart requires a $10,000 bond before you excavate in a city street, alley, or right-of-way under an excavation permit. Ours is $100 flat — the same for every contractor. Five-minute application, no credit section on this bond.

Required by the City of Elkhart before you excavate in a city street or right-of-way
Fixed amount, fixed price — $10,000 bond, $100, no quote process
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

An excavation permit bond is among the simplest things in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That is the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your Elkhart permit

Your executed bond arrives by email, ready to file with your City of Elkhart excavation permit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the Elkhart excavation bond covers

The City of Elkhart controls who may excavate or cut into a public street, alley, sidewalk, or right-of-way. Its excavation permit is conditioned on a $10,000 surety bond so the city is protected if an excavation is left unsafe or the pavement is not properly restored.

It's a three-party guarantee: you (the principal), the surety carrier, and the City of Elkhart (the obligee). If you fail to backfill, repave, and restore the right-of-way to city standard — or leave a hazard — the city can recover its repair costs against the bond.

It is not insurance for you. If the surety pays the city, you repay the surety. Contractors who restore their excavations cleanly treat the $10,000 bond as a permit formality, not a risk.

City of Elkhart excavation permitThe City of Elkhart requires a $10,000 bond as a condition of its excavation / right-of-way permit; the bond amount and restoration terms are set by the city (administered through Public Works / Engineering). Confirm the amount on your permit — we issue the bond to match.

You need this bond if you are

A utility or excavation contractor digging in an Elkhart street or right-of-way
Installing or repairing a service line that crosses city pavement or sidewalk
A paving or driveway contractor opening the right-of-way for an approach
Pulling an excavation permit the City of Elkhart conditions on a bond

Five minutes. The whole thing.

These are the actual issuing fields — no credit section, because this bond doesn't collect credit information.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Elkhart excavation bond?
The premium is $100 — the fixed price our carrier sets for this bond, the same for every contractor. The $10,000 bond amount is set by the City of Elkhart, so there is no quote process.
Do I pay the $10,000?
No. You pay $100. The $10,000 is the surety's maximum liability to the city if you fail to restore the right-of-way — not a deposit, and nobody holds your money.
How fast will I have the bond?
Fixed-amount permit bonds like this are among the thousands of bond types that issue right after purchase — many finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?
The application collects no credit information for this bond. Small fixed-amount permit bonds like this one typically approve instantly.
When does it renew?
You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your permit bond stays continuous.
Related bonds

Other Indiana bonds.

Excavation permit bond, issued today.

$100 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →