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Indianapolis general contractor bonds.
$100 flat.

The City of Indianapolis requires registered general contractors to carry a $10,000 license bond. Ours is $100 flat, the same price for every applicant. This bond renews on Indianapolis's statutory schedule (even-numbered years), and no credit check.

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Required to register as a general contractor with the City of Indianapolis — new registrations and renewals
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Fixed amount, fixed price — $10,000 bond, $100 flat
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Statutory renewal — this bond renews on the City's even-year cycle (12/31/2026 or 12/31/2028)
A-ratedA.M. Best carriersFastoften same purchaseTo Dec 31fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Indianapolis general contractor bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Contractor license bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date, plus the City's statutory renewal term. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with your registration

Your executed bond arrives by email, ready to file with your Indianapolis contractor registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Indianapolis registers general contractors and conditions that registration on a $10,000 surety bond. The bond is a guarantee that you'll perform work according to the City's building and licensing ordinances and correct work the City finds deficient.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Indianapolis (the obligee), with the public protected. If a contractor violates the City's contractor ordinances or leaves permitted work in violation, the City or a harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who pull proper permits and finish their work treat the bond as a registration formality, not a risk.

City of Indianapolis — contractor registrationThe City of Indianapolis requires a surety bond as a condition of general contractor registration; the $10,000 amount and the even-year renewal cycle are set by the City's contractor licensing program (administered through Indianapolis–Marion County Business & Neighborhood Services). Confirm the current bond amount and renewal date on your registration packet.

You need this bond if you're

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Registering as a general contractor with the City of Indianapolis
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Renewing your registration on the City's even-year statutory cycle
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A contractor new to Marion County picking up Indianapolis permitted work
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Replacing a lapsed or non-renewed bond to keep your registration active
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The bond runs to December 31 whatever day you buy; the premium covers the period to that date.

Renewal falls on the statutory date, December 31, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with your registration. Your executed bond arrives by email, ready to file with your Indianapolis contractor registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Indianapolis general contractor bond?The premium is $100 flat: the same price for every applicant. The $10,000 bond amount is set by the City of Indianapolis, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Why does the bond renew in even-numbered years?Indianapolis ties this bond to a statutory renewal cycle, so it renews on 12/31/2026 or 12/31/2028 depending on the term you choose. We price through December 31 up front and send renewal reminders so your registration never lapses.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Indianapolis registration today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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