Indianapolis general contractor bonds.
From $87.50.

The City of Indianapolis requires registered general contractors to carry a $10,000 license bond. Pricing starts from $87.50 — your exact premium is set by credit tier and shows up at the short application, with most applicants qualifying at or near the minimum. This bond renews on Indianapolis's statutory schedule (even-numbered years), and the application collects no credit information.

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Required to register as a general contractor with the City of Indianapolis — new registrations and renewals

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From $87.50 — $10,000 bond, priced by credit tier, most applicants land at or near the minimum

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Statutory renewal — this bond renews on the City's even-year cycle (12/31/2026 or 12/31/2028)

A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available

Trusted by industry leaders

How it works

Three steps. One sitting.

Contractor license bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date, plus the City's statutory renewal term. That's the application — the form collects no credit information, and your price is set at submission.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your registration

Your executed bond arrives by email, ready to file with your Indianapolis contractor registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Indianapolis registers general contractors and conditions that registration on a $10,000 surety bond. The bond is a guarantee that you'll perform work according to the City's building and licensing ordinances and correct work the City finds deficient.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Indianapolis (the obligee), with the public protected. If a contractor violates the City's contractor ordinances or leaves permitted work in violation, the City or a harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who pull proper permits and finish their work treat the bond as a registration formality, not a risk.

City of Indianapolis — contractor registrationThe City of Indianapolis requires a surety bond as a condition of general contractor registration; the $10,000 amount and the even-year renewal cycle are set by the City's contractor licensing program (administered through Indianapolis–Marion County Business & Neighborhood Services). Confirm the current bond amount and renewal date on your registration packet.

You need this bond if you're

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Registering as a general contractor with the City of Indianapolis

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Renewing your registration on the City's even-year statutory cycle

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A contractor new to Marion County picking up Indianapolis permitted work

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Replacing a lapsed or non-renewed bond to keep your registration active

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, and your price is set at submission.

Start the application →

FAQ

Common questions.

How much is the Indianapolis general contractor bond?Pricing starts from $87.50 for the fixed $10,000 bond amount. Your exact premium is set by credit tier at the short application — most applicants qualify at or near the minimum.

Do I pay the $10,000?No. You pay your quoted premium, starting from $87.50. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Why does the bond renew in even-numbered years?Indianapolis ties this bond to a statutory renewal cycle, so it renews on 12/31/2026 or 12/31/2028 depending on the term you choose. We price each term up front and send renewal reminders so your registration never lapses.

Is there a credit check?The application collects no SSN or credit information. Most applications approve instantly; if a check ever runs, it's a soft pull that won't affect your score.

How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.

Related bonds

Other Indiana bonds.

Finish your Indianapolis registration today.

From $87.50, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$87.50

Apply now →