Delaware-Muncie contractor bonds.
$275. Five minutes.
The Delaware-Muncie Metropolitan Plan Commission conditions residential contractor registration on a $5,000 bond. Ours is $275 flat — the 3% minimum on a $5,000 bond. The application is five minutes, and local registration bonds like this are the fastest thing we issue.
Trusted by industry leaders
Three steps. One sitting.
Local contractor registration bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Pay & e-sign
Small fixed registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the Plan Commission
Your executed bond and power of attorney arrive by email, ready to file with your residential contractor registration at the Delaware-Muncie Metropolitan Plan Commission. Wet-ink original mailed on request.
The whole pricing page.
$5,000 bond × 3% = $150, which is below our $275 minimum, so the premium is $275 one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A Delaware-Muncie residential contractor bond is a code-compliance and consumer-protection guarantee. The Delaware-Muncie Metropolitan Plan Commission — the joint planning body for the City of Muncie and Delaware County — registers residential contractors and conditions that registration on a $5,000 bond so work meets local building codes and homeowners have a backstop.
It's a three-party arrangement: you (the principal), the surety carrier, and the Delaware-Muncie Metropolitan Plan Commission (the obligee), with homeowners as the protected parties. If a registered contractor violates the building code or permit conditions and a homeowner is harmed, the harmed party can recover against the bond.
The bond must stay active for the life of your registration. Let it lapse and the Plan Commission can suspend your ability to pull residential permits — so we track it and notify you 60 and 30 days out, keeping your $5,000 filing continuous.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Delaware-Muncie residential contractor bond? +
Do I pay the $5,000? +
How fast will I have the bond? +
Is there a credit check? +
Where do I file it? +
Other New York bonds.
Finish your Delaware-Muncie registration today.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.