Delaware-Muncie contractor bonds.
$100 flat.
The Delaware-Muncie Metropolitan Plan Commission conditions residential contractor registration on a $5,000 bond. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit check.
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How much does a Delaware-Muncie contractor bond cost?
$100 at the $5,000 amount, the same for every applicant.
Three steps. One sitting.
Local contractor registration bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Small fixed registration bonds like this are among the thousands of bond types that issue right after purchase.
File with the Plan Commission
Your executed bond and power of attorney arrive by email, ready to file with your residential contractor registration at the Delaware-Muncie Metropolitan Plan Commission. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A Delaware-Muncie residential contractor bond is a code-compliance and consumer-protection guarantee. The Delaware-Muncie Metropolitan Plan Commission — the joint planning body for the City of Muncie and Delaware County — registers residential contractors and conditions that registration on a $5,000 bond so work meets local building codes and homeowners have a backstop.
It's a three-party arrangement: you (the principal), the surety carrier, and the Delaware-Muncie Metropolitan Plan Commission (the obligee), with homeowners as the protected parties. If a registered contractor violates the building code or permit conditions and a homeowner is harmed, the harmed party can recover against the bond.
The bond must stay active for the life of your registration. Let it lapse and the Plan Commission can suspend your ability to pull residential permits — so we track it and notify you 60 and 30 days out, keeping your $5,000 filing continuous.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Plan Commission. Your executed bond and power of attorney arrive by email, ready to file with your residential contractor registration at the Delaware-Muncie Metropolitan Plan Commission. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
See Indiana bonds →Common questions.
Other Indiana bonds.
Finish your Delaware-Muncie registration today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.