Delaware-Muncie contractor bonds.
$100. Five minutes.

The Delaware-Muncie Metropolitan Plan Commission conditions residential contractor registration on a $5,000 bond. Ours is $100 flat — the price you see is the checkout price. The application is five minutes, and local registration bonds like this are the fastest thing we issue.

Required to register as a residential contractor with the Delaware-Muncie Metropolitan Plan Commission
Fixed price, fixed amount — $5,000 bond, $100, no quote process
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Local contractor registration bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Small fixed registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Plan Commission

Your executed bond and power of attorney arrive by email, ready to file with your residential contractor registration at the Delaware-Muncie Metropolitan Plan Commission. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A Delaware-Muncie residential contractor bond is a code-compliance and consumer-protection guarantee. The Delaware-Muncie Metropolitan Plan Commission — the joint planning body for the City of Muncie and Delaware County — registers residential contractors and conditions that registration on a $5,000 bond so work meets local building codes and homeowners have a backstop.

It's a three-party arrangement: you (the principal), the surety carrier, and the Delaware-Muncie Metropolitan Plan Commission (the obligee), with homeowners as the protected parties. If a registered contractor violates the building code or permit conditions and a homeowner is harmed, the harmed party can recover against the bond.

The bond must stay active for the life of your registration. Let it lapse and the Plan Commission can suspend your ability to pull residential permits — so we track it and notify you 60 and 30 days out, keeping your $5,000 filing continuous.

Delaware-Muncie Metropolitan Plan CommissionThe Delaware-Muncie Metropolitan Plan Commission requires a $5,000 surety bond as a condition of residential contractor registration for the City of Muncie and Delaware County. The bond amount and registration terms are set by the Plan Commission; confirm filing details with the Commission, which administers contractor registration and building permits for the jurisdiction.

You need this bond if you're

Registering as a residential contractor with the Delaware-Muncie Metropolitan Plan Commission
Renewing your registration and your current bond is expiring or your surety non-renewed
A home-improvement or remodeling firm pulling residential permits in Muncie or Delaware County
New to the jurisdiction and registering to work residential projects here

Five minutes. The whole thing.

These are the actual issuing fields — the application collects no credit information, because this bond does not need it.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Delaware-Muncie residential contractor bond?
The premium is $100 flat — set by our carrier's rate book for the fixed $5,000 bond amount, the same for every contractor. The $5,000 is set by the Plan Commission, so there is no quote process.
Do I pay the $5,000?
No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?
Small fixed registration bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?
The application collects no credit information — there is no credit section at all. Most applications approve instantly; on the rare bond where a check runs, it is always a soft pull that will not affect your score.
Where do I file it?
With the Delaware-Muncie Metropolitan Plan Commission, alongside your residential contractor registration. We issue the executed bond ready to submit.
Related bonds

Other Indiana bonds.

Finish your Delaware-Muncie registration today.

$100 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →