Before the City of Carmel Engineering Department issues a right-of-way permit for excavation, utility, or encroachment work in city streets, it requires a License and Permit bond payable to the City of Carmel. The minimum coverage is $5,000, with larger amounts required for bigger projects. Premiums are 1% of the bond amount, $100 minimum — your exact price appears at the application.
















No underwriting queue for the standard Carmel right-of-way bond — enter your amount, pay, and file with the Engineering Department. Here is the whole thing:
Your business details, a description of the work being performed, the bond amount your permit requires, and the effective date — that is the entire application.
The application collects no credit information — most bonds are generated as soon as you pay. Larger amounts may get a quick soft-pull review that never affects your score.
Submit the executed bond to the Carmel Engineering Department along with your right-of-way permit application and the $50 permit fee. Wet-ink originals mailed whenever the office insists.
The City of Carmel requires anyone excavating, installing utilities, or otherwise working within the city’s right of way — the streets, sidewalks, and adjacent public land the city maintains — to hold a right-of-way permit from the Engineering Department. That permit is conditioned on a License and Permit bond payable to the City of Carmel, so the city can recover if the work damages public infrastructure or is left unfinished.
It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and the City of Carmel (the obligee), with the traveling public as the protected party. The bond remains in effect for the duration of the permitted project, and applicants who pull permits frequently may keep a standing blanket bond on file instead of bonding each job separately.
It is not insurance for you — if the surety pays a claim, you repay the surety. The Engineering Department sets a $5,000 minimum and can require a larger amount depending on the scope of the project, so confirm your figure on the permit application.
Submit the application with the bond amount your right-of-way permit requires — the executed bond is generated instantly, ready to file with the Engineering Department.
Start the application →Premium from $100. Enter the amount your permit requires and file the same day.