Indiana Bricklayers Local 4 wage & fringe bonds.
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A contractor that signs the Bricklayers Statewide Agreement with BAC Local 4 IN/KY owes the union a surety bond guaranteeing members’ wages, fringe-benefit contributions and dues deductions, sized by bargaining-unit headcount. It is underwritten: a surety specialist quotes it, usually within one business day.
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How much does an Indiana Bricklayers Local 4 wage & fringe bond cost?
It is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.
Bonded before your crew starts.
Article IX gives a new signatory 24 hours from signing to deliver the bond, and the union can pull its members if it is missing. Here is the whole process:
Pick your tier and send the file
Count your bargaining-unit employees, pick the matching tier, and enter that amount. Add your entity type, business address, owner and contact details, and years in business. The form includes a credit consent, used for a soft pull only.
A surety specialist quotes it
A specialist reviews your company and the tier requested and returns a premium quote. If your headcount changes the tier — or Local 4 tells you a different figure applies under the current agreement — we re-underwrite to that amount.
Bind, sign & deliver
Once you bind, the executed bond arrives with the surety’s power of attorney, naming BAC Local 4 IN/KY as obligee. Deliver it to the union for its approval, acceptance and custody — nothing is filed with the state.
What it is and who needs it.
What the Local 4 bond actually guarantees
This bond comes from a collective bargaining agreement, not a statute. The Statewide Agreement between the Indiana Mason Contractors Association and Bricklayers Local #4 IN/KY covers every signatory masonry contractor employing bricklayers for work under the agreement, anywhere in Indiana and in thirty listed Kentucky counties. Article IX requires each employer to furnish a surety bond insuring payment of bargaining-unit employees’ wages, fringe benefits and deductions, for the union’s approval, acceptance and custody.
The union is the obligee, but the money is for the funds. Article IX makes the proceeds payable to the entities the agreement names, to cover delinquencies owed to them — the health, retirement and pension funds and the other contributions a signatory remits every month. If a contractor falls behind, the bond is how those funds get paid.
The agreement Local 4 publishes sizes the bond by headcount: $15,000 for one to five bargaining-unit employees, $20,000 for six to ten, $30,000 for eleven to fifty, and $100,000 for fifty-one or more. With the union’s pre-approval, a contractor may use a cash escrow account or letter of credit in the same amount instead. The agreement renews year to year and is periodically renegotiated, so confirm your tier with Local 4 at (800) 322-2830 before you buy.
Missing the bond is expensive. A new signatory must deliver the bond or letter of credit within 24 hours of signing; without one, it must pay thirty days of benefits in full and then pay benefits weekly for up to twelve months. The union may also withdraw all bargaining-unit employees on 72 hours’ written notice, and that withdrawal is outside both the grievance procedure and the no-strike clause.
You need this bond if you’re
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
Term and renewal are set in the underwriter's quote.
Keep the bond in force for as long as the obligation behind it runs.
How to file it
Bind, sign & deliver. Once you bind, the executed bond arrives with the surety’s power of attorney, naming BAC Local 4 IN/KY as obligee. Deliver it to the union for its approval, acceptance and custody — nothing is filed with the state.
What sets the price
This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.
One application, one underwriting review.
These are the actual underwriting fields — the bond amount for your tier, entity type, business address, ownership, and years in business. The form includes a credit consent for a soft pull only. Submit once and a specialist returns your quote, typically within one business day. Free until issued.
Start the application →Common questions.
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Bond your Local 4 agreement before the crew shows up.
Pick your tier, get a specialist quote in about a business day, and deliver a bond naming BAC Local 4 IN/KY as obligee. Free until issued.