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Bedford street cut bonds.
From $100.

The City of Bedford, Indiana requires a street cut / sidewalk bond before you cut a city street or install or repair sidewalk in the public right-of-way. The city sets the amount, and the bond is priced at 1% of the bond amount, $100 minimum — the exact price appears at the application.

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Required by the City of Bedford to cut a street or work on sidewalk in the right-of-way
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Amount set by the city street / engineering department — enter the figure on your permit
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No credit check up to $100,000 — above that, a soft pull at most, which never affects your score
1% of amount$100 minimum, exact at checkoutInstantapproval for most applicantsNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Bedford street cut bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard street-cut bond — enter your amount, pay, and file with the city. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the city requires, and the effective date — that is the application.

INSTANTLY

Issued on the spot

Most applications approve instantly — the executed bond is generated as soon as you pay.

SAME DAY

File with the City of Bedford

Submit the executed bond with your Bedford street-cut or sidewalk permit. Wet-ink originals mailed whenever the city insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Bedford, Indiana requires a bond before you cut a city street or install or repair sidewalk in the public right-of-way. The bond guarantees to the city that you will restore the pavement, curb, and sidewalk to city standards after your work.

It is a three-party arrangement: you (the principal), the surety carrier, and the City of Bedford as the obligee. If you leave a street cut or sidewalk unrestored, or a patch fails, and the city has to repair it, the city can recover against the bond.

It is not insurance for you — if the surety pays the city, you repay the surety. Contractors who restore the right-of-way to spec treat the bond as a permit formality.

City of Bedford, IN — street cut / sidewalk permitThe City of Bedford, Indiana requires this bond as a condition of its street-cut and sidewalk work in the public right-of-way, administered by the Bedford Street Department / City Engineer. The bond amount and restoration terms are set by the city. Confirm the required amount on your city permit, and we will issue the bond.

You need this bond if you are

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Cutting a Bedford city street for a utility, sewer, or water connection
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Installing or repairing sidewalk in the Bedford public right-of-way
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Pulling a street-cut / sidewalk permit the City of Bedford conditions on a bond
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A contractor or utility crew working in Bedford streets and walks
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of Bedford. Submit the executed bond with your Bedford street-cut or sidewalk permit. Wet-ink originals mailed whenever the city insists.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the City of Bedford set — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Bedford street cut bond?This bond is priced at 1% of the bond amount, $100 minimum. The amount itself is set by the City of Bedford on your permit; enter that figure and your exact price appears at the application.
Who requires this bond?The City of Bedford, Indiana requires it as a condition of cutting a city street or working on sidewalk in the right-of-way. It is filed with the city, not the State of Indiana.
What does the bond guarantee?That you restore the street, curb, and sidewalk to City of Bedford standards after your work. If you leave it unrestored and the city repairs it, the city can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
What amount should I choose?Use the figure on your Bedford permit. If it is not stated, send us the permit and we will confirm the city-required amount before you pay.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Bedford street-cut bond, issued today.

Priced at 1% of the bond amount, $100 minimum. Enter the amount the city set and file the same day.

Your premiumfrom $100
Apply now →