Citizens Water contractor bonds.
$125 flat.
Citizens Water — the public charitable trust that operates the Indianapolis water utility — requires a $25,000 contractor bond to connect to or perform work on its water system. Ours is $125 flat, issued instantly. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
Trusted by industry leaders
Three steps. One sitting.
Utility contractor bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit section.
Pay & e-sign
Utility bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with Citizens Water
Your executed bond arrives by email, ready to file with your Citizens Water contractor registration. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Citizens Water — operated by Citizens Energy Group, the public charitable trust that runs the Indianapolis water utility — requires contractors who connect to or work on its water system to post a $25,000 bond. The bond guarantees to the utility that you will perform tap, main, and service work to its standards and restore anything you disturb.
It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and Citizens Water as the obligee. If you damage the water system, leave work unrestored, or violate the utility's contractor rules, Citizens Water can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who follow Citizens Water specs treat the bond as a registration formality, not a risk.
You need this bond if you are
One application, issued instantly.
These are the actual issuing fields — no credit section, because this bond doesn't have one.
Start the application →Common questions.
Other Indiana bonds.
Get authorized with Citizens Water today.
$125 flat, no credit review, bond often issued in the same sitting. Free until issued.