Citizens Water contractor bonds.
$125 flat.
Citizens Water — the public charitable trust that operates the Indianapolis water utility — requires a $25,000 contractor bond to connect to or perform work on its water system. Ours is $125 flat, issued instantly. The bond issues the moment you pay — no credit check.
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How much does a Citizens Water contractor bond cost?
$125 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
Utility contractor bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Utility bonds like this are among the thousands of bond types that issue right after purchase.
File with Citizens Water
Your executed bond arrives by email, ready to file with your Citizens Water contractor registration. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Citizens Water — operated by Citizens Energy Group, the public charitable trust that runs the Indianapolis water utility — requires contractors who connect to or work on its water system to post a $25,000 bond. The bond guarantees to the utility that you will perform tap, main, and service work to its standards and restore anything you disturb.
It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and Citizens Water as the obligee. If you damage the water system, leave work unrestored, or violate the utility's contractor rules, Citizens Water can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who follow Citizens Water specs treat the bond as a registration formality, not a risk.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single three-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with Citizens Water. Your executed bond arrives by email, ready to file with your Citizens Water contractor registration. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $125 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Indiana bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Get authorized with Citizens Water today.
$125 flat, no credit check, bond often issued in the same sitting. Free until issued.