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Illinois plumbing contractor bonds.
$100. Corporation form.

Illinois requires a registered plumbing contractor to file a $20,000 surety bond with the Department of Public Health. This is the corporation version of that bond — ours is $100 flat, set by our carrier's rate book, with no credit check in the application.

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Required for your IL plumbing contractor registration — corporation form, filed with the IDPH
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Fixed amount, fixed price — $20,000 bond, $100, no quote process
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Runs to September 30 — note the statutory 9/30 renewal date
A-ratedA.M. Best carriersInstantunderwriting processTo Sep 30fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Illinois plumbing contractor bond cost?

$100 at the $20,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Plumbing contractor bonds are about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Contractor license bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Department of Public Health

Your executed bond (state form IL 482-0689) arrives by email, ready to file with your plumbing contractor registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Illinois regulates plumbing under the Illinois Plumbing License Law (225 ILCS 320), administered by the Department of Public Health. A registered plumbing contractor must file a $20,000 surety bond as a condition of registration — this entry is the corporation version of the bond form.

The bond is a consumer-protection guarantee: it provides reimbursement if a person is injured or suffers financial loss as a result of a plumbing contractor's work that does not comply with the Illinois Plumbing Code. You are the principal, the surety carrier stands behind you, and the State of Illinois is the obligee, with harmed customers protected.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of your registration, so we track it and notify you 60 and 30 days out, keeping your $20,000 filing continuous.

225 ILCS 320 (Illinois Plumbing License Law, IDPH form IL 482-0689)The Illinois Plumbing License Law (225 ILCS 320), administered by the Department of Public Health, requires a registered plumbing contractor to file a $20,000 surety bond (IDPH uses a separate bond form for each entity type — this is the corporation form, IL 482-0689). The bond reimburses persons injured or financially harmed by noncomplying plumbing work. Confirm your entity type and the current form on your IDPH registration.

You need this bond if you're

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A plumbing contractor organized as a corporation registering with the IDPH
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Renewing your plumbing contractor registration and your bond is expiring or non-renewing
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Re-registering after a lapse that requires a fresh bond filing
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Confirming your entity type matches the corporation bond form (vs. LLC, partnership, or sole proprietor)
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $20,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The bond runs to September 30 whatever day you buy; the premium covers the period to that date.

Renewal falls on the statutory date, September 30, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Public Health. Your executed bond (state form IL 482-0689) arrives by email, ready to file with your plumbing contractor registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $20,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Illinois plumbing contractor bond?The premium is $100 flat, set by our carrier's rate book, the same for every contractor. The $20,000 bond amount is set by the Illinois Plumbing License Law, so there is no quote process.
Do I pay the $20,000?No. You pay $100. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Why is there a separate corporation form?The Department of Public Health uses a bond form matched to your entity type — corporation, LLC, partnership, or sole proprietor. This is the corporation version. We issue the form that matches how your plumbing business is organized.
Is there a credit check?No credit check: the application collects no credit information. This bond's application collects, so most applications approve instantly.
When does it renew?The bond carries a statutory 9/30 renewal date and must stay active for as long as you hold your registration. This bond runs to September 30 whatever day you buy, and renews from that date; we send renewal notices 60 and 30 days out so your registration never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Finish your plumbing registration today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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