A designated agent is a dealer or service authorized by the Illinois Secretary of State to process title and registration transactions on the State's behalf — and that authorization is conditioned on a $20,000 bond. Ours is $600 flat, 3% of the bond amount. One soft credit pull, e-signed in 1–2 business days.
















Your designated agent authorization is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond ready to file with your designated agent application. Wet-ink originals mailed whenever the state insists.
$20,000 bond × 3% = $600, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Illinois lets the Secretary of State appoint designated agents — typically dealers, remitters, or service bureaus — to process certificate of title and vehicle registration transactions and to collect and remit the related taxes and fees on the State's behalf. Because an agent handles State paperwork and State money, the authorization is conditioned on a $20,000 surety bond.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Illinois (the obligee). If a designated agent fails to remit collected taxes and fees, or otherwise mishandles the title and registration work it was authorized to perform, the State can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Note this is the designated agent bond, which is distinct from the larger motor vehicle dealer license bond a dealer files to sell vehicles; confirm which one your situation requires.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$600 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.