IL designated agent bonds.
$600 flat. Soft pull.

A designated agent is a dealer or service authorized by the Illinois Secretary of State to process title and registration transactions on the State's behalf — and that authorization is conditioned on a $20,000 bond. Ours is $600 flat, 3% of the bond amount. One soft credit pull, e-signed in 1–2 business days.

Required for designated agent authorization through the Secretary of State, Vehicle Services Department
Fixed amount, fixed price — $20,000 bond, $600, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to authorized.

Your designated agent authorization is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Secretary of State

Pay online and receive the executed bond ready to file with your designated agent application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$20,000 bond × 3% = $600, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$600
2-year term
$1,200
3-year term
$1,800
About this bond

What it is and who needs it.

What the bond actually guarantees

Illinois lets the Secretary of State appoint designated agents — typically dealers, remitters, or service bureaus — to process certificate of title and vehicle registration transactions and to collect and remit the related taxes and fees on the State's behalf. Because an agent handles State paperwork and State money, the authorization is conditioned on a $20,000 surety bond.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Illinois (the obligee). If a designated agent fails to remit collected taxes and fees, or otherwise mishandles the title and registration work it was authorized to perform, the State can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Note this is the designated agent bond, which is distinct from the larger motor vehicle dealer license bond a dealer files to sell vehicles; confirm which one your situation requires.

Illinois Vehicle Code (625 ILCS 5)Designated agents are authorized by the Illinois Secretary of State under the Illinois Vehicle Code (625 ILCS 5) to process certificate of title and registration transactions and remit the related taxes and fees, conditioned on a $20,000 surety bond in favor of the State. This is separate from the motor vehicle dealer license bond required to sell vehicles. Confirm the amount and which bond applies on your Secretary of State application.

You need this bond if you're

Applying to be a designated agent — processing title and registration work for the Secretary of State
Renewing your designated agent authorization and your bond is expiring or non-renewing
A dealer or remitter authorized to collect and remit title and registration taxes and fees
A title or registration service bureau the State conditions on a surety bond

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Is this the same as the motor vehicle dealer license bond? +
No. This is the $20,000 designated agent bond, for agents authorized by the Secretary of State to process title and registration transactions. The dealer license bond a dealer files to sell vehicles is a separate, larger bond. Confirm which one your application requires.
Do I pay the $20,000? +
No. You pay $600 — the flat 3% of the bond amount. The $20,000 is the surety's maximum liability to the State; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Illinois Secretary of State, Vehicle Services Department, requires it as a condition of designated agent authorization to process title and registration transactions on the State's behalf.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your authorization to stay valid.
Related bonds

Other New York bonds.

The Secretary of State is waiting on one document.

$600 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$600
Apply now →