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Illinois sales tax bonds.
From $100.

The financial-responsibility bond the Illinois Department of Revenue can require before issuing a sales-tax certificate of registration — filed on Form REG-4-A. The amount is set by the Department, generally tied to your tax liability. The premium is 2% of the bond amount, $100 minimum — priced by the bond amount, not a credit tier.

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Required under the Retailers' Occupation Tax Act (35 ILCS 120) before the Department issues your registration
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Amount set by the Department — generally tied to your monthly tax liability
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2% of the bond amount, $100 minimum — enter the required amount and see your exact price at application
2% of amount$100 minimumInstantapproval for mostNo credit check up to $10,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Illinois sales tax bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard sales tax bond — enter your amount, pay, and file with the Department of Revenue. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the state required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $10,000. Above $10,000, a soft pull may add a short review.

SAME DAY

File with the Department of Revenue

Submit the executed bond on Form REG-4-A so the Department can issue your certificate of registration. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the sales tax bond actually covers

Illinois collects sales tax through the Retailers' Occupation Tax Act (35 ILCS 120), administered by the Department of Revenue. Before issuing a certificate of registration, the Department can require a retailer to post a financial-responsibility bond guaranteeing the tax it will collect and remit.

The bond is filed on Form REG-4-A, and the amount is set by the Department — generally tied to your expected monthly tax liability. A business will not be issued a certificate of registration, and cannot legally operate, until the Department receives the bond.

The bond stands behind the sales tax you collect or owe — if you fail to remit, the State can recover against it, and if the surety pays, you repay the surety. We issue the amount the Department set; premiums start from $100, and no credit check up to $10,000. A letter of credit (Form REG-4-D) is an alternative the Department accepts.

Retailers' Occupation Tax Act (35 ILCS 120; Form REG-4-A)Under the Illinois Retailers' Occupation Tax Act (35 ILCS 120), the Department of Revenue may require a retailer to post a financial-responsibility bond (Form REG-4-A) as a condition of issuing a certificate of registration; the amount is set by the Department, generally based on the retailer's expected tax liability. A financial-institution irrevocable letter of credit (Form REG-4-D) is an accepted alternative. Confirm the required amount on your Department of Revenue notice.

You need this bond if you are

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A new retailer the Department of Revenue wants bonded before issuing your registration
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Reinstating registration after a delinquency triggered a bond requirement
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A higher-risk or out-of-state retailer the Department conditions on a financial guarantee
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Replacing a letter of credit with a surety bond to free up bank collateral
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Revenue. Submit the executed bond on Form REG-4-A so the Department can issue your certificate of registration. Wet-ink originals mailed whenever the state insists.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Department of Revenue set — the executed bond is generated instantly, ready to file on Form REG-4-A.

Start the application →
FAQ

Common questions.

How much is the Illinois sales tax bond?The premium is 2% of the bond amount, $100 minimum — priced by the bond amount, not a credit tier. The amount itself is set by the Department of Revenue, generally tied to your expected monthly sales-tax liability. Enter the figure on your notice to see your exact price at the application.
Why does the Department require it?It guarantees the sales tax you collect and remit. Under the Retailers' Occupation Tax Act (35 ILCS 120), the Department can require the bond before issuing your certificate of registration — and a business cannot legally operate until the Department has the bond.
Is there a credit check?No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Can I use a letter of credit instead?Yes — the Department accepts a financial-institution irrevocable letter of credit on Form REG-4-D. A surety bond (Form REG-4-A) is usually cheaper, since you pay a premium starting from $100 rather than tying up the full amount in bank collateral.
Where do I file it?With the Illinois Department of Revenue, on Form REG-4-A, as part of your registration. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Sales tax bond, issued today.

From $100, short application. Enter the amount the state required and file the same day.

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