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Midlothian contractor license bonds.
$100 flat.

The Village of Midlothian's Building Department licenses every contractor and handyman who works in the Village — even where a permit is not otherwise required — and conditions that license on a $10,000 surety bond with sureties approved by the Board of Trustees. Ours is $100 flat.

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Required to license as a contractor or handyman in the Village of Midlothian
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Fixed price, fixed amount — $10,000 bond, $100, no quote process
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Runs to December 31 — set it up once.
A-ratedA.M. Best carriersInstantunderwriting processTo Dec 31fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Midlothian contractor license bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A Village of Midlothian contractor license bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Village

Your executed bond and power of attorney arrive by email, ready to file with the Midlothian Building Department alongside your license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Midlothian licenses every contractor and handyman doing work in the Village — its Building Department requires the license even for jobs that would not otherwise need a permit. The license is conditioned on a $10,000 surety bond, with the surety subject to approval by the Board of Trustees, before the Building Department will issue it.

It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Midlothian (the obligee), with the Village and harmed property owners as the protected parties. If a licensed contractor's work causes a loss the licensing ordinance is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. Demolition and asbestos-removal contractors carry additional liability-insurance minimums beyond this bond; check with the Building Department on any class-specific requirements that apply to your trade.

Village of Midlothian Code of Ordinances § 5-4-14 (Building Contractors)Section 5-4-14(D) of the Midlothian Code of Ordinances requires every contractor licensed under that section to file and keep in force, for the license period, a bond in the sum of $10,000 with sureties approved by the Board of Trustees, indemnifying the Village against loss arising from the contractor's business. Confirm your license class (general or trade contractor) and the current bond figure with the Village before applying.

You need this bond if you're

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Licensing as a contractor or handyman in the Village of Midlothian
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Renewing your Village contractor license before your current bond lapses
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New to the Midlothian market and applying for your first Village license
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Reinstating a lapsed license that needs a fresh bond filing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The bond runs to December 31 whatever day you buy; the premium covers the period to that date.

Renewal falls on the statutory date, December 31, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Village. Your executed bond and power of attorney arrive by email, ready to file with the Midlothian Building Department alongside your license application. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Midlothian contractor license bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every licensed contractor. The $10,000 bond amount is set by the Village, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applicants approve instantly.
Do handymen need this bond too, not just licensed trades?Yes — Midlothian requires the Village license, and this bond, for handymen as well as licensed contractors, even on jobs that wouldn't otherwise need a permit. Check with the Building Department if you're unsure whether your work requires it.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Clear Midlothian's Building Department today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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