Lyons contractor bonds.
$100 flat.

The Village of Lyons, a Cook County community along the Des Plaines River, requires a contractor to file a $10,000 license and permit bond, naming the Village as obligee, before it will issue a permit. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.

Required before the Village will issue a building permit to a contractor working in Lyons
Fixed price, fixed amount — $10,000 bond, $100, no quote process
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
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Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A small-village contractor registration bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Village

Your executed bond and power of attorney arrive by email, ready to file with Lyons Village Hall alongside your permit application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Lyons is a home-rule Illinois village, and like most Illinois municipalities it does not rely on a statewide contractor license — it conditions its own building-permit process on a contractor first posting a $10,000 license and permit bond with the Village. No permit for work inside village limits is issued to an unbonded contractor.

It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Lyons (the obligee), with property owners and the Village itself as the protected parties. If a bonded contractor's work causes damage the Village's licensing requirement is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. Confirm your permit application's specific effective-date requirements with the Village before you finalize the term you choose.

Lyons Village Code § 4-7A-3Village of Lyons Code, Title 4 (Business And License Regulations), Chapter 7 (Contractors), Article A (Building Contractors), Section 4-7A-3 — "Bond And Insurance" — requires an applicant for a general, cement, concrete, masonry, or carpentry contractor's license to deposit with the Village Clerk a bond in the penal sum of $10,000.00, with surety approved by the Village Board of Trustees, before the license issues. The same article excludes plumbing and electrical contractors from this particular license (they register under a separate provision), so confirm your trade classification with Lyons Village Hall before you apply.

You need this bond if you're

Applying for a building permit in Lyons as a general or trade contractor
Renewing your Village contractor registration before your current bond lapses
A contractor new to the Lyons market bidding or booking your first local job
Reinstating a lapsed registration that needs a fresh bond filing to pull permits again

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →
FAQ

Common questions.

How much is the Lyons, Illinois contractor license bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every contractor. The $10,000 bond amount is set by the Village, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.
Where do I file the bond once I have it?With Lyons Village Hall, alongside your contractor license or building permit application. We email your executed bond and power of attorney as soon as it issues, and can mail a wet-ink original on request.
Related bonds

Other Illinois bonds.

Clear Lyons's permit desk today.

$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →