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Lake in the Hills contractor bonds.
$100 flat.

The Village of Lake in the Hills requires most contractors to file a $10,000 surety bond naming the Village before a contractor license is activated. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.

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Required to activate a Lake in the Hills contractor license for most trades
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Fixed price, fixed amount — $10,000 bond, $100, no quote process
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Registration runs the calendar year — pick a 1, 2, or 3-year term
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A small-village contractor license bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Village

Your executed bond and power of attorney arrive by email, ready to file through the Public Portal alongside your license application and certificate of insurance. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Lake in the Hills, a McHenry County village, requires a contractor applying through its online Public Portal to file a $10,000 surety bond naming the Village as certificate holder, alongside a certificate of insurance, before the license activates. The Village exempts roofing, plumbing, and sprinkler contractors from the bond and insurance-certificate step specifically — every other trade files both.

It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Lake in the Hills (the obligee), with property owners and the Village's code-enforcement interest as the protected parties. If a licensed contractor's work causes damage the licensing requirement is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. Lake in the Hills licenses run January 1 through December 31 each calendar year regardless of when you filed, so time your renewal to that date rather than to your purchase anniversary.

Village of Lake in the Hills — Community Development DepartmentLake in the Hills' contractor bonding requirement is administered by the Community Development Department rather than by a state statute — Illinois does not license general contractors at the state level, and villages like Lake in the Hills set their own permit-desk conditions. The Village has not published a citable municipal-code section number for this specific bond requirement in a source we could independently verify, so confirm the current bond amount, the trade exemptions, and any class distinctions directly with Village Hall before you apply.

You need this bond if you're

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Applying for a contractor license through the Public Portal — most trades, excluding roofing, plumbing, and sprinkler
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Renewing your Village license before the December 31 calendar-year expiration
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A contractor new to the Lake in the Hills market bidding or booking your first local job
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Reinstating a lapsed license that needs a fresh bond filing to pull permits again

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →
FAQ

Common questions.

How much is the Lake in the Hills, Illinois contractor license bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every contractor. The $10,000 bond amount is set by the Village, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.
I'm a roofing, plumbing, or sprinkler contractor — do I need this bond?Lake in the Hills specifically exempts roofing, plumbing, and sprinkler contractors from the bond and certificate-of-insurance requirement. Confirm your trade classification with Community Development before you apply — if you're not exempt, this is the bond to file.
Related bonds

Other Illinois bonds.

La Grange Park, IL Contractor License ($10,000)
The $10,000 corporate surety bond required under Village Code § 150.08 before a contractor license is issued. $100 flat.
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Lemont, IL Contractor License ($25,000)
The $25,000 contractor license bond the Village of Lemont requires of general contractors. $125 flat.
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Itasca, IL General Contractor ($10,000)
The $10,000 Code Compliance Bond Itasca requires before it will register a general contractor. $100 flat.
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Huntley, IL Right of Way Bond ($10,000)
The $10,000 bond the Village of Huntley requires before it will permit work in the public right of way. $100 flat.
View bond →

Activate your Lake in the Hills contractor license today.

$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Start application
Your price$100
Apply now →