Lake in the Hills contractor bonds.
$100 flat.
The Village of Lake in the Hills requires most contractors to file a $10,000 surety bond naming the Village before a contractor license is activated. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit check.
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How much does a Lake in the Hills contractor bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
A small-village contractor license bond is about the simplest filing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase.
File with the Village
Your executed bond and power of attorney arrive by email, ready to file through the Public Portal alongside your license application and certificate of insurance. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Lake in the Hills, a McHenry County village, requires a contractor applying through its online Public Portal to file a $10,000 surety bond naming the Village as certificate holder, alongside a certificate of insurance, before the license activates. The Village exempts roofing, plumbing, and sprinkler contractors from the bond and insurance-certificate step specifically — every other trade files both.
It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Lake in the Hills (the obligee), with property owners and the Village's code-enforcement interest as the protected parties. If a licensed contractor's work causes damage the licensing requirement is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.
It is not insurance for you — if the surety pays a claim, you repay the surety. Lake in the Hills licenses run January 1 through December 31 each calendar year regardless of when you filed, so time your renewal to that date rather than to your purchase anniversary.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Village. Your executed bond and power of attorney arrive by email, ready to file through the Public Portal alongside your license application and certificate of insurance. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Illinois bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Activate your Lake in the Hills contractor license today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.