Granite City contractor license bonds.
Quote on review.
A contractor in Granite City needs a City certificate of registration, and Code § 5.150.100(A) makes proof of a surety bond of no less than $20,000 part of the application. We underwrite the bond and a surety specialist returns a quote, usually within one business day.
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How much does a Granite City contractor license bond cost?
It is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.
From application to a Granite City license.
The bond is one piece of the City’s licensing package, alongside $1,000,000 in liability insurance and a board review. Here is the whole process on our side:
Apply online
Your business name as the principal, the entity type, the license you are applying for — building, mechanical or electrical — and the bond amount, normally $20,000. No credit section.
A specialist quotes it
A surety specialist reviews the application and returns your premium. Underwriting prices the bond and decides whether collateral applies.
File it with your license application
Your executed bond and power of attorney are delivered for your license file. The Clerk’s form asks for the surety company, bond number and expiration date, with the City of Granite City as certificate holder.
What it is and who needs it.
What the bond actually guarantees
Granite City licenses its contractors locally through a Building Contractor’s Board. Under Code § 5.150.100, anyone who wants to engage in the business of a building contractor in the City applies to the office of building and zoning and, with the application, submits proof of a surety bond in an amount no less than $20,000, proof of at least $1,000,000 in liability insurance, the name of a construction supervisor (at least 21, with four years’ experience), five years of employment history and a $35 application/interview fee. Section 5.150.020 defines a general contractor as anyone providing direction, material, labor, equipment, tools or services to build improvements under a contract with the landowner.
The same $20,000 floor runs through the other City trades. Section 5.110.300(A) applies it to mechanical and stationary engineers, and § 15.24.100(A) requires electrical contractors to post a $20,000 surety bond approved by the City Clerk. The Clerk’s Application for Contractor License, which covers Building, Mechanical and Electrical, asks every contractor for a surety bond of no less than $20,000 with the City of Granite City as certificate holder.
It is a three-party arrangement: your business (the principal), the surety, and the City of Granite City (the obligee). The building contractor chapter does not print bond wording, so read your bond form for its exact condition; in general a license bond backs your compliance with the City’s licensing and building rules, and a valid claim can be paid up to the penal sum. It is not insurance for you — if the surety pays a claim, you repay the surety.
You need this bond if you’re
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
Term and renewal are set in the underwriter's quote.
Keep the bond in force for as long as the obligation behind it runs.
How to file it
File it with your license application. Your executed bond and power of attorney are delivered for your license file. The Clerk’s form asks for the surety company, bond number and expiration date, with the City of Granite City as certificate holder.
What sets the price
This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.
One application, one specialist review.
These are the actual issuing fields — no credit section, because this application doesn’t collect credit information. Choose your license type, enter the bond amount, submit once, and a surety specialist returns your quote, typically within one business day. Free until your bond is issued.
Start the application →Common questions.
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Get your Granite City contractor license filed.
One short application for your $20,000 license bond, and a specialist quote usually within one business day. No credit review of any kind. Free until issued.