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Granite City contractor bonds.
$100 flat.

The City of Granite City's Department of Building and Zoning requires a $20,000 surety bond to license a building contractor to work in the city — ours is $100 flat, and the price you see is the checkout price. No credit check.

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Required to hold a yearly-renewable building contractor license with the City of Granite City
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Fixed price, fixed amount — $20,000 bond, $100, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Granite City contractor bond cost?

$100 at the $20,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Municipal contractor license bonds are about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with Building & Zoning

Your executed bond and power of attorney arrive by email, ready to file with your Granite City building contractor license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Granite City licenses building contractors through its Department of Building and Zoning, and licensing is conditioned on a $20,000 surety bond that stays on file for the life of the annual license. The department also licenses electrical and mechanical contractors under the same bonding structure.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Granite City (the obligee), with property owners and the City itself as the protected parties. If a licensed building contractor's work causes covered harm or violates the license conditions, a claim can be brought against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The license and its bond renew yearly, so we track your term and notify you 60 and 30 days before expiration to keep your $20,000 filing continuous.

Granite City Department of Building and ZoningGranite City's Department of Building and Zoning administers the yearly-renewable business license required of general building contractors working in the city, conditioned on a $20,000 surety bond. Confirm the current bond amount and license terms with the Department before applying — we'll issue whichever amount your license requires.

You need this bond if you're

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Licensing as a Granite City building contractor — new applicants and renewals
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Renewing your annual contractor license and your current bond is expiring
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A contractor moving into Granite City from another jurisdiction and licensing here for the first time
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Reinstating a lapsed license that needs a fresh bond filing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $20,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Building & Zoning. Your executed bond and power of attorney arrive by email, ready to file with your Granite City building contractor license application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $20,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Granite City building contractor bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every building contractor. The $20,000 bond amount is set by Granite City's Department of Building and Zoning, so there is no quote process.
Do I pay the $20,000?No. You pay $100. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applicants approve instantly.
Does this cover electrical or mechanical work too?No — Granite City licenses building, electrical, and mechanical contractors separately, each with its own $20,000 bond. We write the electrical and plumbing bonds too if you need more than one license.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Get licensed in Granite City today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →