The Village of Ford Heights, a small south-Cook-County community, requires a contractor to file a $10,000 surety bond before the Village will issue a building permit. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.
















A small-village contractor registration bond is about the simplest filing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section.
Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with Ford Heights Village Hall alongside your permit application. Wet-ink original mailed on request.
Ford Heights is a home-rule Illinois municipality, and like most Illinois villages it does not rely on a statewide contractor license — it conditions its own building-permit process on a contractor first posting a $10,000 surety bond with the Village. No permit for work inside village limits is issued to an unbonded contractor.
It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Ford Heights (the obligee), with property owners and the Village itself as the protected parties. If a bonded contractor's work causes damage the Village's licensing requirement is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.
It is not insurance for you — if the surety pays a claim, you repay the surety. We track your term and notify you before renewal so your registration stays continuous.
These are the actual issuing fields — no credit section, because this application doesn't collect credit information.
Start the application →$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.